Pakistan International Bulk Terminal (KAR:PIBTL) Effective Interest Rate on Debt %: 12.14% (As of Mar. 2026)

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KAR:PIBTL Pakistan International Bulk Terminal Ltd KAR:PIBTL
68 GF Score
Price ₨16.50
GF Value ₨12.27
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Pakistan International Bulk Terminal Effective Interest Rate on Debt %?

Pakistan International Bulk Terminal KAR:PIBTL -1.61% 68 Effective Interest Rate on Debt % is 12.14% as of Mar. 2026. GuruFocus rates KAR:PIBTL with a GF Score™ of 68/100 and a GF Value™ of ₨12.27 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pakistan International Bulk Terminal's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨629 Mil. Pakistan International Bulk Terminal's average total debt for the quarter that ended in Mar. 2026 was ₨5,183 Mil. Therefore, Pakistan International Bulk Terminal's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.14%.


Pakistan International Bulk Terminal  (KAR:PIBTL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pakistan International Bulk Terminal Effective Interest Rate on Debt % Related Terms


Pakistan International Bulk Terminal Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pakistan International Bulk Terminal's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pakistan International Bulk Terminal Effective Interest Rate on Debt % Chart

Pakistan International Bulk Terminal Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.47 9.24 15.57 11.94 10.41

Pakistan International Bulk Terminal Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.71 -9.88 16.80 9.60 12.14

KAR:PIBTL vs UPS, FDX, JBHT: Effective Interest Rate on Debt % Comparison

For the Integrated Freight & Logistics subindustry, Pakistan International Bulk Terminal's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan International Bulk Terminal Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Pakistan International Bulk Terminal's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pakistan International Bulk Terminal's Effective Interest Rate on Debt % falls into.


KAR:PIBTL
68GF Score
Pakistan International Bulk Terminal Ltd KAR:PIBTL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pakistan International Bulk Terminal Effective Interest Rate on Debt % Calculation

Pakistan International Bulk Terminal's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -895.81/( (10323.674+6894.593)/ 2 )
=-1  *  -895.81/8609.1335
=10.41 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6938.96 + 3384.714
=10323.674

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3467.982 + 3426.611
=6894.593

Pakistan International Bulk Terminal's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -629.1/( (5180.899+5184.339)/ 2 )
=-1  *  -629.1/5182.619
=12.14 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2891.225 + 2289.674
=5180.899

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2898.617 + 2285.722
=5184.339

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.14% mean?
Pakistan International Bulk Terminal (KAR:PIBTL) has a Effective Interest Rate on Debt % of 12.14% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pakistan International Bulk Terminal and its competitors.
Is Pakistan International Bulk Terminal's Effective Interest Rate on Debt % too high?
Pakistan International Bulk Terminal's current Effective Interest Rate on Debt % is 12.14%. Overall, Pakistan International Bulk Terminal has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan International Bulk Terminal's Effective Interest Rate on Debt % compare to UPS and FDX?
Pakistan International Bulk Terminal's Effective Interest Rate on Debt % of 12.14% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pakistan International Bulk Terminal and its competitors. Pakistan International Bulk Terminal's current Effective Interest Rate on Debt % is 12.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan International Bulk Terminal stock overvalued right now?
Based on GuruFocus' analysis, Pakistan International Bulk Terminal (KAR:PIBTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨12.27, compared to a current price of ₨16.50 — trading 34.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 12.14%. Pakistan International Bulk Terminal's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pakistan International Bulk Terminal (KAR:PIBTL), the current Effective Interest Rate on Debt % is 12.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pakistan International Bulk Terminal (KAR:PIBTL) Overvalued in 2026?

Based on GuruFocus' analysis, Pakistan International Bulk Terminal stock appears to be overvalued. The current stock price of ₨16.50 is trading 34.5% above its estimated GF Value™ of ₨12.27. GuruFocus considers Pakistan International Bulk Terminal to be Significantly Overvalued.

Key valuation signals for KAR:PIBTL:

  • Effective Interest Rate on Debt %: 12.14%
  • GF Value™: ₨12.27 vs. price of ₨16.50 (34.5% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the KAR:PIBTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pakistan International Bulk Terminal Business Description

Address Mumtaz Hassan Road, 2nd Floor, Business Plaza, Karachi, SD, PAK, 74000
Pakistan International Bulk Terminal Ltd is engaged in the operations and management of a coal and clinker and cement terminal at Port Muhammad Bin Qasim. The company handles and delivers coal to Power and Cement plants by utilizing the rail, road, and sea networks.
68GF Score

Get the complete analysis for KAR:PIBTL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨16.50
Price
₨12.27
GF Value