Pakistan International Bulk Terminal (KAR:PIBTL) Financial Strength: 6 (As of Mar. 2026) — 50% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:PIBTL Pakistan International Bulk Terminal Ltd KAR:PIBTL
62 GF Score
Price ₨16.19
GF Value ₨12.52
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Pakistan International Bulk Terminal Financial Strength?

Pakistan International Bulk Terminal KAR:PIBTL -1.88% 62 Financial Strength is 6 as of Mar. 2026, which is 50% above its 10-year median of 4.00. GuruFocus rates KAR:PIBTL with a GF Score™ of 62/100 and a GF Value™ of ₨12.52 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Pakistan International Bulk Terminal has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Pakistan International Bulk Terminal's Interest Coverage for the quarter that ended in Mar. 2026 was 4.90. Pakistan International Bulk Terminal's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.37. As of today, Pakistan International Bulk Terminal's Altman Z-Score is 2.08.


Pakistan International Bulk Terminal  (KAR:PIBTL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Pakistan International Bulk Terminal has the Financial Strength Rank of 6.


Pakistan International Bulk Terminal Financial Strength Related Terms


KAR:PIBTL vs UPS, FDX, EXPD: Financial Strength Comparison

For the Integrated Freight & Logistics subindustry, Pakistan International Bulk Terminal's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan International Bulk Terminal Financial Strength vs Transportation Industry

For the Transportation industry and Industrials sector, Pakistan International Bulk Terminal's Financial Strength distribution charts can be found below:

* The bar in red indicates where Pakistan International Bulk Terminal's Financial Strength falls into.


KAR:PIBTL
62GF Score
Pakistan International Bulk Terminal Ltd KAR:PIBTL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Pakistan International Bulk Terminal Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Pakistan International Bulk Terminal's Interest Expense for the months ended in Mar. 2026 was ₨-157 Mil. Its Operating Income for the months ended in Mar. 2026 was ₨771 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨2,899 Mil.

Pakistan International Bulk Terminal's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*770.571/-157.275
=4.90

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Pakistan International Bulk Terminal's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2285.722 + 2898.617) / 14029.932
=0.37

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Pakistan International Bulk Terminal has a Z-score of 2.08, indicating it is in Grey Zones. This implies that Pakistan International Bulk Terminal is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.08 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Pakistan International Bulk Terminal (KAR:PIBTL) has a Financial Strength of 6 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Pakistan International Bulk Terminal and its competitors. This is 50% above median its historical median of 4.00. Over the past decade, Pakistan International Bulk Terminal's Financial Strength has ranged from 1.00 to 5.00.
Is Pakistan International Bulk Terminal's Financial Strength too high?
Pakistan International Bulk Terminal's current Financial Strength of 6 is 50% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Pakistan International Bulk Terminal has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan International Bulk Terminal's Financial Strength compare to UPS and FDX?
Pakistan International Bulk Terminal's Financial Strength of 6 can be compared against companies in the Transportation industry. Historically, Pakistan International Bulk Terminal's own Financial Strength has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Transportation company?
A good Financial Strength depends on the Transportation industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Pakistan International Bulk Terminal and its competitors. Pakistan International Bulk Terminal's current Financial Strength is 6, which is 50% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan International Bulk Terminal stock overvalued right now?
Based on GuruFocus' analysis, Pakistan International Bulk Terminal (KAR:PIBTL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨12.52, compared to a current price of ₨16.19 — trading 29.3% above its estimated fair value. The current Financial Strength is 6, which is 50% above median its 10-year median of 4.00. Pakistan International Bulk Terminal's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Pakistan International Bulk Terminal (KAR:PIBTL), the current Financial Strength is 6 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pakistan International Bulk Terminal (KAR:PIBTL) Overvalued in 2026?

Based on GuruFocus' analysis, Pakistan International Bulk Terminal stock appears to be overvalued. The current stock price of ₨16.19 is trading 29.3% above its estimated GF Value™ of ₨12.52. GuruFocus considers Pakistan International Bulk Terminal to be Modestly Overvalued.

Key valuation signals for KAR:PIBTL:

  • Financial Strength: 6 (50% above median its 10-year median of 4.00)
  • GF Value™: ₨12.52 vs. price of ₨16.19 (29.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the KAR:PIBTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pakistan International Bulk Terminal Business Description

Address Mumtaz Hassan Road, 2nd Floor, Business Plaza, Karachi, SD, PAK, 74000
Pakistan International Bulk Terminal Ltd is engaged in the operations and management of a coal and clinker and cement terminal at Port Muhammad Bin Qasim. The company handles and delivers coal to Power and Cement plants by utilizing the rail, road, and sea networks.
62GF Score

Get the complete analysis for KAR:PIBTL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨16.19
Price
₨12.52
GF Value