Pakistan International Bulk Terminal (KAR:PIBTL) Interest Coverage: 4.90 (As of Mar. 2026) — 141% Above Median


KAR:PIBTL Pakistan International Bulk Terminal Ltd KAR:PIBTL
65 GF Score
Price ₨18.64
GF Value ₨12.06
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Pakistan International Bulk Terminal Interest Coverage?

Pakistan International Bulk Terminal KAR:PIBTL 65 Interest Coverage is 4.90 as of Mar. 2026, which is 141% above its 10-year median of 2.03. GuruFocus rates KAR:PIBTL with a GF Score™ of 65/100 and a GF Value™ of ₨12.06 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 838 Transportation companies, Pakistan International Bulk Terminal ranks better than 58.35% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pakistan International Bulk Terminal's Operating Income for the three months ended in Mar. 2026 was ₨771 Mil. Pakistan International Bulk Terminal's Interest Expense for the three months ended in Mar. 2026 was ₨-157 Mil. Pakistan International Bulk Terminal's interest coverage for the quarter that ended in Mar. 2026 was 4.90. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pakistan International Bulk Terminal's Interest Coverage or its related term are showing as below:

KAR:PIBTL' s Interest Coverage Range Over the Past 10 Years
Min: 0.51   Med: 2.03   Max: 7.67
Current: 7.67


KAR:PIBTL's Interest Coverage is ranked better than
58.35% of 838 companies
in the Transportation industry
Industry Median: 5.72 vs KAR:PIBTL: 7.67

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pakistan International Bulk Terminal  (KAR:PIBTL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pakistan International Bulk Terminal Interest Coverage Related Terms


Pakistan International Bulk Terminal Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pakistan International Bulk Terminal's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pakistan International Bulk Terminal Interest Coverage Chart

Pakistan International Bulk Terminal Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.93 2.03 0.51 2.83 1.04

Pakistan International Bulk Terminal Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 3.27 7.64 4.90

KAR:PIBTL vs FDX, UPS, JBHT: Interest Coverage Comparison

For the Integrated Freight & Logistics subindustry, Pakistan International Bulk Terminal's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan International Bulk Terminal Interest Coverage vs Transportation Industry

For the Transportation industry and Industrials sector, Pakistan International Bulk Terminal's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pakistan International Bulk Terminal's Interest Coverage falls into.


KAR:PIBTL
65GF Score
Pakistan International Bulk Terminal Ltd KAR:PIBTL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pakistan International Bulk Terminal Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pakistan International Bulk Terminal's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Pakistan International Bulk Terminal's Interest Expense was ₨-896 Mil. Its Operating Income was ₨927 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨3,468 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*927.341/-895.81
=1.04

Pakistan International Bulk Terminal's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Pakistan International Bulk Terminal's Interest Expense was ₨-157 Mil. Its Operating Income was ₨771 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨2,899 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*770.571/-157.275
=4.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.90 mean?
Pakistan International Bulk Terminal (KAR:PIBTL) has a Interest Coverage of 4.90 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pakistan International Bulk Terminal and its competitors. This is 141% above median its historical median of 2.03. Over the past decade, Pakistan International Bulk Terminal's Interest Coverage has ranged from 0.51 to 7.67. According to the industry distribution chart, Pakistan International Bulk Terminal ranks #349 out of 838 companies in the Transportation industry, placing it in the top 41.6%.
Is Pakistan International Bulk Terminal's Interest Coverage too high?
Pakistan International Bulk Terminal's current Interest Coverage of 4.90 is 141% above median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 7.67. The Transportation industry median Interest Coverage is 5.72. Pakistan International Bulk Terminal's value of 4.90 is 14.3% below this industry median. Based on the distribution chart, Pakistan International Bulk Terminal ranks #349 out of 838 companies in the Transportation industry, which is above the industry midpoint. Overall, Pakistan International Bulk Terminal has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pakistan International Bulk Terminal's Interest Coverage compare to FDX and UPS?
According to the Transportation industry distribution chart, Pakistan International Bulk Terminal ranks #349 out of 838 companies for Interest Coverage. This puts Pakistan International Bulk Terminal in the upper half of its industry. The industry median Interest Coverage is 5.72. Pakistan International Bulk Terminal's value of 4.90 is 14.3% below this benchmark. Historically, Pakistan International Bulk Terminal's own Interest Coverage has ranged from 0.51 to 7.67 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 5.72, Pakistan International Bulk Terminal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Transportation company?
The median Interest Coverage among Transportation companies is 5.72, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan International Bulk Terminal's current Interest Coverage of 4.90 is 14.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pakistan International Bulk Terminal and its competitors. For the Transportation industry, the median Interest Coverage is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan International Bulk Terminal's current Interest Coverage is 4.90, which is 141% above median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan International Bulk Terminal stock overvalued right now?
Based on GuruFocus' analysis, Pakistan International Bulk Terminal (KAR:PIBTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨12.06, compared to a current price of ₨18.64 — trading 54.6% above its estimated fair value. The current Interest Coverage is 4.90, which is 141% above median its 10-year median of 2.03 and 14.3% below the Transportation industry median of 5.72. Pakistan International Bulk Terminal's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pakistan International Bulk Terminal (KAR:PIBTL), the current Interest Coverage is 4.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pakistan International Bulk Terminal (KAR:PIBTL) Overvalued in 2026?

Based on GuruFocus' analysis, Pakistan International Bulk Terminal stock appears to be overvalued. The current stock price of ₨18.64 is trading 54.6% above its estimated GF Value™ of ₨12.06. GuruFocus considers Pakistan International Bulk Terminal to be Significantly Overvalued.

Key valuation signals for KAR:PIBTL:

  • Interest Coverage: 4.90 (141% above median its 10-year median of 2.03)
  • GF Value™: ₨12.06 vs. price of ₨18.64 (54.6% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 14.3% below the Transportation median (#349 of 838)

No single metric tells the full story. See the KAR:PIBTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pakistan International Bulk Terminal Business Description

Address Mumtaz Hassan Road, 2nd Floor, Business Plaza, Karachi, SD, PAK, 74000
Pakistan International Bulk Terminal Ltd is engaged in the operations and management of a coal and clinker and cement terminal at Port Muhammad Bin Qasim. The company handles and delivers coal to Power and Cement plants by utilizing the rail, road, and sea networks.
65GF Score

Get the complete analysis for KAR:PIBTL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨18.64
Price
₨12.06
GF Value