ZION (Zions Bancorp NA) Ending Cash Position: $661 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZION Zions Bancorp NA ZION
66 GF Score
Price $72.27
GF Value $54.19
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Zions Bancorp NA Ending Cash Position?

Zions Bancorp NA ZION -1.45% 66 Ending Cash Position is $661 Mil as of Mar. 2026. GuruFocus rates ZION with a GF Score™ of 66/100 and a GF Value™ of $54.19 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Zions Bancorp NA's Ending Cash Position for the quarter that ended in Mar. 2026 was $661 Mil.

Zions Bancorp NA's quarterly Ending Cash Position declined from Sep. 2025 ($771 Mil) to Dec. 2025 ($683 Mil) and declined from Dec. 2025 ($683 Mil) to Mar. 2026 ($661 Mil).

Zions Bancorp NA's annual Ending Cash Position declined from Dec. 2023 ($716 Mil) to Dec. 2024 ($651 Mil) but then increased from Dec. 2024 ($651 Mil) to Dec. 2025 ($683 Mil).

Zions Bancorp NA Ending Cash Position Related Terms

Zions Bancorp NA Ending Cash Position Historical Data

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The historical data trend for Zions Bancorp NA's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zions Bancorp NA Ending Cash Position Chart

Zions Bancorp NA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 595.00 657.00 716.00 651.00 683.00

Zions Bancorp NA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 833.00 780.00 771.00 683.00 661.00
ZION
66GF Score
Zions Bancorp NA ZION
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Zions Bancorp NA Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Zions Bancorp NA's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=651+32
=683

Zions Bancorp NA's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=683+-22
=661

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $661 Mil mean?
Zions Bancorp NA (ZION) has a Ending Cash Position of $661 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Zions Bancorp NA and its competitors.
Is Zions Bancorp NA's Ending Cash Position too high?
Zions Bancorp NA's current Ending Cash Position is $661 Mil. Overall, Zions Bancorp NA has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's Ending Cash Position compare to ONB and SSB?
Zions Bancorp NA's Ending Cash Position of $661 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Zions Bancorp NA and its competitors. Zions Bancorp NA's current Ending Cash Position is $661 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.19, compared to a current price of $72.27 — trading 33.4% above its estimated fair value. The current Ending Cash Position is $661 Mil. Zions Bancorp NA's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current Ending Cash Position is $661 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zions Bancorp NA (ZION) Overvalued in 2026?

Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued. The current stock price of $72.27 is trading 33.4% above its estimated GF Value™ of $54.19. GuruFocus considers Zions Bancorp NA to be Significantly Overvalued.

Key valuation signals for ZION:

  • Ending Cash Position: $661 Mil
  • GF Value™: $54.19 vs. price of $72.27 (33.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zions Bancorp NA Business Description

Address One South Main Street, Salt Lake City, UT, USA, 84133-1109
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score

Get the complete analysis for ZION

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.27
Price
$54.19
GF Value