ZION (Zions Bancorp NA) Risk Assessment


ZION Zions Bancorp NA ZION
66 GF Score
Price $70.60
GF Value $53.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Zions Bancorp NA Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Zions Bancorp NA is: High Risk: High uncertainty with risk-return tradeoff.

Zions Bancorp NA  (NAS:ZION) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Zions Bancorp NA Risk Assessment Related Terms

ZION vs ONB, SSB, CFR: Risk Assessment Comparison

For the Banks - Regional subindustry, Zions Bancorp NA's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zions Bancorp NA Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Zions Bancorp NA's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Zions Bancorp NA's Risk Assessment falls into.


ZION
66GF Score
Zions Bancorp NA ZION
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Zions Bancorp NA (ZION) Overvalued in 2026?

Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued. The current stock price of $70.60 is trading 30.9% above its estimated GF Value™ of $53.93. GuruFocus considers Zions Bancorp NA to be Significantly Overvalued.

Key valuation signals for ZION:

  • Risk Assessment:
  • GF Value™: $53.93 vs. price of $70.60 (30.9% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zions Bancorp NA Business Description

Address One South Main Street, Salt Lake City, UT, USA, 84133-1109
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score

Get the complete analysis for ZION

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.60
Price
$53.93
GF Value