ZION (Zions Bancorp NA) 5-Year Yield-on-Cost %: 3.30 (As of Jul. 07, 2026) — Near Median


ZION Zions Bancorp NA ZION
66 GF Score
Price $70.60
GF Value $53.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Zions Bancorp NA 5-Year Yield-on-Cost %?

Zions Bancorp NA ZION +1.80% 66 5-Year Yield-on-Cost % is 3.30 as of Jul. 07, 2026, which is 7% below its 10-year median of 3.55. GuruFocus rates ZION with a GF Score™ of 66/100 and a GF Value™ of $53.93 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Zions Bancorp NA ranks worse than 60.72% on this metric.

Zions Bancorp NA's yield on cost for the quarter that ended in Mar. 2026 was 3.30.


The historical rank and industry rank for Zions Bancorp NA's 5-Year Yield-on-Cost % or its related term are showing as below:

ZION' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.76   Med: 3.55   Max: 9.21
Current: 3.3


During the past 13 years, Zions Bancorp NA's highest Yield on Cost was 9.21. The lowest was 0.76. And the median was 3.55.


ZION's 5-Year Yield-on-Cost % is ranked worse than
60.72% of 1255 companies
in the Banks industry
Industry Median: 3.9 vs ZION: 3.30

Zions Bancorp NA  (NAS:ZION) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Zions Bancorp NA 5-Year Yield-on-Cost % Related Terms


ZION vs ONB, SSB, CFR: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Zions Bancorp NA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zions Bancorp NA 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Zions Bancorp NA's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Zions Bancorp NA's 5-Year Yield-on-Cost % falls into.


ZION
66GF Score
Zions Bancorp NA ZION
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zions Bancorp NA 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Zions Bancorp NA is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.30 mean?
Zions Bancorp NA (ZION) has a 5-Year Yield-on-Cost % of 3.30 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zions Bancorp NA and its competitors. This is near median its historical median of 3.55. Over the past decade, Zions Bancorp NA's 5-Year Yield-on-Cost % has ranged from 0.76 to 9.21. According to the industry distribution chart, Zions Bancorp NA ranks #762 out of 1255 companies in the Banks industry, placing it in the top 60.7%.
Is Zions Bancorp NA's 5-Year Yield-on-Cost % too high?
Zions Bancorp NA's current 5-Year Yield-on-Cost % of 3.30 is near median its 10-year median of 3.55. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 9.21. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Zions Bancorp NA's value of 3.30 is 15.4% below this industry median. Based on the distribution chart, Zions Bancorp NA ranks #762 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, Zions Bancorp NA has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's 5-Year Yield-on-Cost % compare to ONB and SSB?
According to the Banks industry distribution chart, Zions Bancorp NA ranks #762 out of 1255 companies for 5-Year Yield-on-Cost %. This places Zions Bancorp NA in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Zions Bancorp NA's value of 3.30 is 15.4% below this benchmark. Historically, Zions Bancorp NA's own 5-Year Yield-on-Cost % has ranged from 0.76 to 9.21 over the past decade. While the company's 10-year median is 3.55 vs. the industry median of 3.90, Zions Bancorp NA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zions Bancorp NA's current 5-Year Yield-on-Cost % of 3.30 is 15.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zions Bancorp NA and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zions Bancorp NA's current 5-Year Yield-on-Cost % is 3.30, which is near median its own 10-year median of 3.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Significantly Overvalued. The stock's GF Value™ is $53.93, compared to a current price of $70.60 — trading 30.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.30, which is near median its 10-year median of 3.55 and 15.4% below the Banks industry median of 3.90. Zions Bancorp NA's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current 5-Year Yield-on-Cost % is 3.30 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zions Bancorp NA (ZION) Overvalued in 2026?

Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued. The current stock price of $70.60 is trading 30.9% above its estimated GF Value™ of $53.93. GuruFocus considers Zions Bancorp NA to be Significantly Overvalued.

Key valuation signals for ZION:

  • 5-Year Yield-on-Cost %: 3.30 (near median its 10-year median of 3.55)
  • GF Value™: $53.93 vs. price of $70.60 (30.9% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 15.4% below the Banks median (#762 of 1255)

No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zions Bancorp NA Business Description

Address One South Main Street, Salt Lake City, UT, USA, 84133-1109
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score

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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.60
Price
$53.93
GF Value