ZION (Zions Bancorp NA) 1-Year Sharpe Ratio: 1.26 (As of Jul. 20, 2026)

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ZION Zions Bancorp NA ZION
66 GF Score
Price $71.89
GF Value $54.20
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Zions Bancorp NA 1-Year Sharpe Ratio?

Zions Bancorp NA ZION -0.53% 66 1-Year Sharpe Ratio is 1.26 as of Jul. 20, 2026. GuruFocus rates ZION with a GF Score™ of 66/100 and a GF Value™ of $54.20 (Significantly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-20), Zions Bancorp NA's 1-Year Sharpe Ratio is 1.26.

Zions Bancorp NA  (NAS:ZION) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Zions Bancorp NA 1-Year Sharpe Ratio Related Terms

ZION vs ONB, SSB, CFR: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Zions Bancorp NA's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zions Bancorp NA 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zions Bancorp NA's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Zions Bancorp NA's 1-Year Sharpe Ratio falls into.


ZION
66GF Score
Zions Bancorp NA ZION
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Zions Bancorp NA 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.26 mean?
Zions Bancorp NA (ZION) has a 1-Year Sharpe Ratio of 1.26 as of Jul. 20, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Zions Bancorp NA and its competitors.
Is Zions Bancorp NA's 1-Year Sharpe Ratio too high?
Zions Bancorp NA's current 1-Year Sharpe Ratio is 1.26. Overall, Zions Bancorp NA has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's 1-Year Sharpe Ratio compare to ONB and SSB?
Zions Bancorp NA's 1-Year Sharpe Ratio of 1.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Zions Bancorp NA and its competitors. Zions Bancorp NA's current 1-Year Sharpe Ratio is 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.20, compared to a current price of $71.89 — trading 32.6% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.26. Zions Bancorp NA's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current 1-Year Sharpe Ratio is 1.26 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zions Bancorp NA (ZION) Overvalued in 2026?

Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued. The current stock price of $71.89 is trading 32.6% above its estimated GF Value™ of $54.20. GuruFocus considers Zions Bancorp NA to be Significantly Overvalued.

Key valuation signals for ZION:

  • 1-Year Sharpe Ratio: 1.26
  • GF Value™: $54.20 vs. price of $71.89 (32.6% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zions Bancorp NA Business Description

Address One South Main Street, Salt Lake City, UT, USA, 84133-1109
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.89
Price
$54.20
GF Value