ZION (Zions Bancorp NA) Growth Rank: 3 (As of Jul. 29, 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZION Zions Bancorp NA ZION
65 GF Score
Price $68.92
GF Value $55.61
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Zions Bancorp NA Growth Rank?

Zions Bancorp NA ZION -0.86% 65 Growth Rank is 3 as of Jul. 29, 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates ZION with a GF Score™ of 65/100 and a GF Value™ of $55.61 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Zions Bancorp NA has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Zions Bancorp NA Growth Rank Related Terms

ZION vs ONB, SSB, CFR: Growth Rank Comparison

For the Banks - Regional subindustry, Zions Bancorp NA's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zions Bancorp NA Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Zions Bancorp NA's Growth Rank distribution charts can be found below:

* The bar in red indicates where Zions Bancorp NA's Growth Rank falls into.


ZION
65GF Score
Zions Bancorp NA ZION
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Zions Bancorp NA (ZION) has a Growth Rank of 3 as of Jul. 29, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Zions Bancorp NA and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, Zions Bancorp NA's Growth Rank has ranged from 1.00 to 9.00.
Is Zions Bancorp NA's Growth Rank too high?
Zions Bancorp NA's current Growth Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Zions Bancorp NA has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's Growth Rank compare to ONB and SSB?
Zions Bancorp NA's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Zions Bancorp NA's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Zions Bancorp NA and its competitors. Zions Bancorp NA's current Growth Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.61, compared to a current price of $68.92 — trading 23.9% above its estimated fair value. The current Growth Rank is 3, which is 50% below median its 10-year median of 6.00. Zions Bancorp NA's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current Growth Rank is 3 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zions Bancorp NA (ZION) Overvalued in 2026?

Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued. The current stock price of $68.92 is trading 23.9% above its estimated GF Value™ of $55.61. GuruFocus considers Zions Bancorp NA to be Modestly Overvalued.

Key valuation signals for ZION:

  • Growth Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: $55.61 vs. price of $68.92 (23.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zions Bancorp NA Business Description

Address One South Main Street, Salt Lake City, UT, USA, 84133-1109
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
65GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.92
Price
$55.61
GF Value