Zions Bancorp NAZION -0.28%66 FCF Yield % is 11.92 as of Jun. 24, 2026, which is 39% above its 10-year median of 8.58. GuruFocus rates ZION with a GF Score™ of 66/100 and a GF Value™ of $53.85 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Zions Bancorp NA ranks better than 65.38% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Zions Bancorp NA FCF Yield % Related Terms
Zions Bancorp NA FCF Yield % Historical Data
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The historical data trend for Zions Bancorp NA's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Zions Bancorp NA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zions Bancorp NA FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Zions Bancorp NA's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Zions Bancorp NA's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zions Bancorp NA (ZION) has a FCF Yield % of 11.92 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zions Bancorp NA and its competitors. This is 39% above median its historical median of 8.58. Over the past decade, Zions Bancorp NA's FCF Yield % has ranged from 2.33 to 37.19. According to the industry distribution chart, Zions Bancorp NA ranks #521 out of 1505 companies in the Banks industry, placing it in the top 34.6%.
Is Zions Bancorp NA's FCF Yield % too high?
Zions Bancorp NA's current FCF Yield % of 11.92 is 39% above median its 10-year median of 8.58. Over the past 10 years, this metric has ranged from a low of 2.33 to a high of 37.19. The Banks industry median FCF Yield % is 8.26. Zions Bancorp NA's value of 11.92 is 44.3% above this industry median. Based on the distribution chart, Zions Bancorp NA ranks #521 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Zions Bancorp NA has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's FCF Yield % compare to SSB and ONB?
According to the Banks industry distribution chart, Zions Bancorp NA ranks #521 out of 1505 companies for FCF Yield %. This puts Zions Bancorp NA in the upper half of its industry. The industry median FCF Yield % is 8.26. Zions Bancorp NA's value of 11.92 is 44.3% above this benchmark. Historically, Zions Bancorp NA's own FCF Yield % has ranged from 2.33 to 37.19 over the past decade. While the company's 10-year median is 8.58 vs. the industry median of 8.26, Zions Bancorp NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zions Bancorp NA's current FCF Yield % of 11.92 is 44.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zions Bancorp NA and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zions Bancorp NA's current FCF Yield % is 11.92, which is 39% above median its own 10-year median of 8.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.85, compared to a current price of $68.30 — trading 26.8% above its estimated fair value. The current FCF Yield % is 11.92, which is 39% above median its 10-year median of 8.58 and 44.3% above the Banks industry median of 8.26. Zions Bancorp NA's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current FCF Yield % is 11.92 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zions Bancorp NA (ZION) Overvalued in 2026?
Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued.
The current stock price of $68.30 is trading 26.8% above its estimated GF Value™ of $53.85.
GuruFocus considers Zions Bancorp NA to be Modestly Overvalued.
Key valuation signals for ZION:
FCF Yield %: 11.92 (39% above median its 10-year median of 8.58)
GF Value™: $53.85 vs. price of $68.30 (26.8% above fair value)
Industry Position: 44.3% above the Banks median (#521 of 1505)
No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score
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