Zions Bancorp NAZION -0.21%66 OCF Yield % is 13.10 as of Jun. 24, 2026, which is 24% above its 10-year median of 10.58. GuruFocus rates ZION with a GF Score™ of 66/100 and a GF Value™ of $53.85 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Zions Bancorp NA ranks better than 64.91% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Zions Bancorp NA OCF Yield % Related Terms
Zions Bancorp NA OCF Yield % Historical Data
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The historical data trend for Zions Bancorp NA's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Zions Bancorp NA's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zions Bancorp NA OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Zions Bancorp NA's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Zions Bancorp NA's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zions Bancorp NA (ZION) has a OCF Yield % of 13.10 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Zions Bancorp NA and its competitors. This is 24% above median its historical median of 10.58. Over the past decade, Zions Bancorp NA's OCF Yield % has ranged from 4.33 to 42.25. According to the industry distribution chart, Zions Bancorp NA ranks #527 out of 1502 companies in the Banks industry, placing it in the top 35.1%.
Is Zions Bancorp NA's OCF Yield % too high?
Zions Bancorp NA's current OCF Yield % of 13.10 is 24% above median its 10-year median of 10.58. Over the past 10 years, this metric has ranged from a low of 4.33 to a high of 42.25. The Banks industry median OCF Yield % is 9.28. Zions Bancorp NA's value of 13.10 is 41.2% above this industry median. Based on the distribution chart, Zions Bancorp NA ranks #527 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Zions Bancorp NA has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's OCF Yield % compare to SSB and ONB?
According to the Banks industry distribution chart, Zions Bancorp NA ranks #527 out of 1502 companies for OCF Yield %. This puts Zions Bancorp NA in the upper half of its industry. The industry median OCF Yield % is 9.28. Zions Bancorp NA's value of 13.10 is 41.2% above this benchmark. Historically, Zions Bancorp NA's own OCF Yield % has ranged from 4.33 to 42.25 over the past decade. While the company's 10-year median is 10.58 vs. the industry median of 9.28, Zions Bancorp NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zions Bancorp NA's current OCF Yield % of 13.10 is 41.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Zions Bancorp NA and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zions Bancorp NA's current OCF Yield % is 13.10, which is 24% above median its own 10-year median of 10.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.85, compared to a current price of $68.35 — trading 26.9% above its estimated fair value. The current OCF Yield % is 13.10, which is 24% above median its 10-year median of 10.58 and 41.2% above the Banks industry median of 9.28. Zions Bancorp NA's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current OCF Yield % is 13.10 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zions Bancorp NA (ZION) Overvalued in 2026?
Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued.
The current stock price of $68.35 is trading 26.9% above its estimated GF Value™ of $53.85.
GuruFocus considers Zions Bancorp NA to be Modestly Overvalued.
Key valuation signals for ZION:
OCF Yield %: 13.10 (24% above median its 10-year median of 10.58)
GF Value™: $53.85 vs. price of $68.35 (26.9% above fair value)
Industry Position: 41.2% above the Banks median (#527 of 1502)
No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
66GF Score
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