ZION (Zions Bancorp NA) Pre-Tax Income: $1,501 Mil (TTM As of Jun. 2026)

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ZION Zions Bancorp NA ZION
65 GF Score
Price $69.36
GF Value $60.39
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Zions Bancorp NA Pre-Tax Income?

Zions Bancorp NA ZION +0.09% 65 Pre-Tax Income is $1,501 Mil as of Jun. 2026. GuruFocus rates ZION with a GF Score™ of 65/100 and a GF Value™ of $60.39 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Zions Bancorp NA's pretax income for the three months ended in Jun. 2026 was $583 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $1,501 Mil. Zions Bancorp NA's pretax margin was 51.28%.

During the past 13 years, Zions Bancorp NA's highest Pretax Margin was 49.67%. The lowest was 24.09%. And the median was 35.30%.


Zions Bancorp NA  (NAS:ZION) Pre-Tax Income Explanation

Zions Bancorp NA's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=583/1137
=51.28%

During the past 13 years, Zions Bancorp NA's highest Pretax Margin was 49.67%. The lowest was 24.09%. And the median was 35.30%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Zions Bancorp NA Pre-Tax Income Related Terms


Zions Bancorp NA Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Zions Bancorp NA's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zions Bancorp NA Pre-Tax Income Chart

Zions Bancorp NA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,446.00 1,152.00 886.00 1,012.00 1,175.00

Zions Bancorp NA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 312.00 285.00 339.00 294.00 583.00

ZION vs ONB, CFR, SSB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Zions Bancorp NA's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zions Bancorp NA Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Zions Bancorp NA's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Zions Bancorp NA's Pre-Tax Income falls into.


ZION
65GF Score
Zions Bancorp NA ZION
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Zions Bancorp NA Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Zions Bancorp NA's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1175
=1,175

Zions Bancorp NA's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+583
=583

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,501 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $1,501 Mil mean?
Zions Bancorp NA (ZION) has a Pre-Tax Income of $1,501 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Zions Bancorp NA and its competitors.
Is Zions Bancorp NA's Pre-Tax Income too high?
Zions Bancorp NA's current Pre-Tax Income is $1,501 Mil. Overall, Zions Bancorp NA has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zions Bancorp NA's Pre-Tax Income compare to ONB and CFR?
Zions Bancorp NA's Pre-Tax Income of $1,501 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Zions Bancorp NA and its competitors. Zions Bancorp NA's current Pre-Tax Income is $1,501 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zions Bancorp NA stock overvalued right now?
Based on GuruFocus' analysis, Zions Bancorp NA (ZION) is currently considered Modestly Overvalued. The stock's GF Value™ is $60.39, compared to a current price of $69.36 — trading 14.9% above its estimated fair value. The current Pre-Tax Income is $1,501 Mil. Zions Bancorp NA's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Zions Bancorp NA (ZION), the current Pre-Tax Income is $1,501 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zions Bancorp NA (ZION) Overvalued in 2026?

Based on GuruFocus' analysis, Zions Bancorp NA stock appears to be overvalued. The current stock price of $69.36 is trading 14.9% above its estimated GF Value™ of $60.39. GuruFocus considers Zions Bancorp NA to be Modestly Overvalued.

Key valuation signals for ZION:

  • Pre-Tax Income: $1,501 Mil
  • GF Value™: $60.39 vs. price of $69.36 (14.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the ZION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zions Bancorp NA Business Description

Address One South Main Street, Salt Lake City, UT, USA, 84133-1109
Zions Bancorp is a US regional bank with around $90 billion in total assets as of March 31, 2026. Headquartered in Salt Lake City, Utah, Zions' branch network is in the Western and Southwestern United States and includes seven affiliate banks in these markets. The bank has a heavy focus on small and midsize commercial banking.
65GF Score

Get the complete analysis for ZION

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.36
Price
$60.39
GF Value