GSBX (Golden State Bancorp) EV-to-OCF: (As of Aug. 09, 2026)

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GSBX Golden State Bancorp GSBX
63 GF Score
Price $38.35
GF Value $33.07
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Golden State Bancorp EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Golden State Bancorp's Enterprise Value is $29.82 Mil. Golden State Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Golden State Bancorp's EV-to-OCF for today is .

The historical rank and industry rank for Golden State Bancorp's EV-to-OCF or its related term are showing as below:

GSBX' s EV-to-OCF Range Over the Past 10 Years
Min: 2.51   Med: 0   Max: 2.51
Current: 2.51

During the past 11 years, the highest EV-to-OCF of Golden State Bancorp was 2.51. The lowest was 2.51. And the median was .

GSBX's EV-to-OCF is ranked better than
57.08% of 1498 companies
in the Banks industry
Industry Median: 4.04 vs GSBX: 2.51

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-09), Golden State Bancorp's stock price is $38.35. Golden State Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $3.776. Therefore, Golden State Bancorp's PE Ratio (TTM) for today is 10.16.


Golden State Bancorp  (OTCPK:GSBX) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Golden State Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=38.35/3.776
=10.16

Golden State Bancorp's share price for today is $38.35.
Golden State Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.776.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Golden State Bancorp EV-to-OCF Related Terms


Golden State Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Golden State Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden State Bancorp EV-to-OCF Chart

Golden State Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.28 -0.94 -4.76 0.74 2.00

Golden State Bancorp Quarterly Data
Jun07 Sep07 Dec19 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.00 0.00 0.00

GSBX vs RVSB, PROV, PBNK: EV-to-OCF Comparison

For the Banks - Regional subindustry, Golden State Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden State Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's EV-to-OCF falls into.


GSBX
63GF Score
Golden State Bancorp GSBX
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golden State Bancorp EV-to-OCF Calculation

Golden State Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=29.821/0
=

Golden State Bancorp's current Enterprise Value is $29.82 Mil.
Golden State Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Golden State Bancorp (GSBX) Overvalued in 2026?

Based on GuruFocus' analysis, Golden State Bancorp stock appears to be overvalued. The current stock price of $38.35 is trading 16% above its estimated GF Value™ of $33.07. GuruFocus considers Golden State Bancorp to be Modestly Overvalued.

Key valuation signals for GSBX:

  • EV-to-OCF:
  • GF Value™: $33.07 vs. price of $38.35 (16% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the GSBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden State Bancorp Business Description

Address 500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a bank holding company. Through the Golden State Bank, it functions as a full-service bank, serving the business, commercial, and professional markets. The bank offers various financial products and services such as different types of loans and advances, deposit accounts, cash management services, and international banking services among others.
63GF Score

Get the complete analysis for GSBX

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.35
Price
$33.07
GF Value