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Golden State Bancorp (Golden State Bancorp) Equity-to-Asset : 0.15 (As of Sep. 2007)


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What is Golden State Bancorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Golden State Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2007 was $22.50 Mil. Golden State Bancorp's Total Assets for the quarter that ended in Sep. 2007 was $147.71 Mil. Therefore, Golden State Bancorp's Equity to Asset Ratio for the quarter that ended in Sep. 2007 was 0.15.

The historical rank and industry rank for Golden State Bancorp's Equity-to-Asset or its related term are showing as below:

GSBX's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Golden State Bancorp Equity-to-Asset Historical Data

The historical data trend for Golden State Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Golden State Bancorp Equity-to-Asset Chart

Golden State Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Equity-to-Asset
0.62 0.16 0.20 0.19

Golden State Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.19 0.16 0.14 0.15

Competitive Comparison of Golden State Bancorp's Equity-to-Asset

For the Banks - Regional subindustry, Golden State Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden State Bancorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's Equity-to-Asset falls into.



Golden State Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Golden State Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2006 is calculated as

Equity to Asset (A: Dec. 2006 )=Total Stockholders Equity/Total Assets
=21.396/115.065
=0.19

Golden State Bancorp's Equity to Asset Ratio for the quarter that ended in Sep. 2007 is calculated as

Equity to Asset (Q: Sep. 2007 )=Total Stockholders Equity/Total Assets
=22.499/147.705
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Golden State Bancorp  (OTCPK:GSBX) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Golden State Bancorp Equity-to-Asset Related Terms

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Golden State Bancorp (Golden State Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a state-chartered commercial lending institution specializing in residential/commercial real estate construction and mini-perm lending, and a full array of consumer loans. The company's primary source of revenue is providing loans to customers, who are predominately small and middle-market businesses and individuals.

Golden State Bancorp (Golden State Bancorp) Headlines

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