GSBX (Golden State Bancorp) ROC %: % (As of Mar. 2026)


GSBX Golden State Bancorp GSBX
63 GF Score
Price $38.39
GF Value $31.50
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Golden State Bancorp ROC %?

Golden State Bancorp GSBX -0.03% 63 ROC % is % as of Mar. 2026. GuruFocus rates GSBX with a GF Score™ of 63/100 and a GF Value™ of $31.50 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

GSBX
63GF Score
Golden State Bancorp GSBX
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Golden State Bancorp (GSBX) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Golden State Bancorp and its competitors.
Is Golden State Bancorp's ROC % too high?
Golden State Bancorp's current ROC % is %. Overall, Golden State Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden State Bancorp's ROC % compare to TYBT and KTHN?
Golden State Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Golden State Bancorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden State Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden State Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Golden State Bancorp (GSBX) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.50, compared to a current price of $38.39 — trading 21.9% above its estimated fair value. The current ROC % is %. Golden State Bancorp's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Golden State Bancorp (GSBX), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden State Bancorp (GSBX) Overvalued in 2026?

Based on GuruFocus' analysis, Golden State Bancorp stock appears to be overvalued. The current stock price of $38.39 is trading 21.9% above its estimated GF Value™ of $31.50. GuruFocus considers Golden State Bancorp to be Modestly Overvalued.

Key valuation signals for GSBX:

  • ROC %: %
  • GF Value™: $31.50 vs. price of $38.39 (21.9% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the GSBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golden State Bancorp Business Description

Address 500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a bank holding company. Through the Golden State Bank, it functions as a full-service bank, serving the business, commercial, and professional markets. The bank offers various financial products and services such as different types of loans and advances, deposit accounts, cash management services, and international banking services among others.
63GF Score

Get the complete analysis for GSBX

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.39
Price
$31.50
GF Value