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Golden State Bancorp (Golden State Bancorp) Liabilities-to-Assets : 0.85 (As of Sep. 2007)


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What is Golden State Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Golden State Bancorp's Total Liabilities for the quarter that ended in Sep. 2007 was $125.21 Mil. Golden State Bancorp's Total Assets for the quarter that ended in Sep. 2007 was $147.71 Mil. Therefore, Golden State Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 was 0.85.


Golden State Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Golden State Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Golden State Bancorp Liabilities-to-Assets Chart

Golden State Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Liabilities-to-Assets
0.39 0.84 0.80 0.81

Golden State Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.81 0.84 0.86 0.85

Competitive Comparison of Golden State Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Golden State Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden State Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's Liabilities-to-Assets falls into.



Golden State Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Golden State Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2006 is calculated as:

Liabilities-to-Assets (A: Dec. 2006 )=Total Liabilities/Total Assets
=93.669/115.065
=0.81

Golden State Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 is calculated as

Liabilities-to-Assets (Q: Sep. 2007 )=Total Liabilities/Total Assets
=125.206/147.705
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Golden State Bancorp  (OTCPK:GSBX) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Golden State Bancorp Liabilities-to-Assets Related Terms

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Golden State Bancorp (Golden State Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a state-chartered commercial lending institution specializing in residential/commercial real estate construction and mini-perm lending, and a full array of consumer loans. The company's primary source of revenue is providing loans to customers, who are predominately small and middle-market businesses and individuals.

Golden State Bancorp (Golden State Bancorp) Headlines

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