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GSBX (Golden State Bancorp) PB Ratio : 0.90 (As of Mar. 30, 2025)


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What is Golden State Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-30), Golden State Bancorp's share price is $24.90. Golden State Bancorp's Book Value per Share for the quarter that ended in Dec. 2024 was $27.57. Hence, Golden State Bancorp's PB Ratio of today is 0.90.

The historical rank and industry rank for Golden State Bancorp's PB Ratio or its related term are showing as below:

GSBX' s PB Ratio Range Over the Past 10 Years
Min: 0.83   Med: 0.94   Max: 1.01
Current: 0.9

During the past 10 years, Golden State Bancorp's highest PB Ratio was 1.01. The lowest was 0.83. And the median was 0.94.

GSBX's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.92 vs GSBX: 0.90

During the past 12 months, Golden State Bancorp's average Book Value Per Share Growth Rate was 13.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 11.80% per year.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Golden State Bancorp was 25.70% per year. The lowest was -64.00% per year. And the median was 12.90% per year.

Back to Basics: PB Ratio


Golden State Bancorp PB Ratio Historical Data

The historical data trend for Golden State Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Golden State Bancorp PB Ratio Chart

Golden State Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.92 0.69 0.88 1.01

Golden State Bancorp Quarterly Data
Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec19 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.86 0.84 0.96 1.01

Competitive Comparison of Golden State Bancorp's PB Ratio

For the Banks - Regional subindustry, Golden State Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden State Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's PB Ratio falls into.


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Golden State Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Golden State Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=24.90/27.569
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Golden State Bancorp  (OTCPK:GSBX) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Golden State Bancorp PB Ratio Related Terms

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Golden State Bancorp Business Description

Traded in Other Exchanges
N/A
Address
500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a bank holding company. Through the Golden State Bank, it functions as a full-service bank, serving the business, commercial, and professional markets. The bank offers various financial products and services such as different types of loans and advances, deposit accounts, cash management services, and international banking services among others.

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