GSBX (Golden State Bancorp) Tariff Resilience Score: 9/10 (As of Jun. 30, 2026)


GSBX Golden State Bancorp GSBX
63 GF Score
Price $38.25
GF Value $31.50
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Golden State Bancorp Tariff Resilience Score?

Golden State Bancorp GSBX -0.36% 63 Tariff Resilience Score is 9 as of Jun. 30, 2026. GuruFocus rates GSBX with a GF Score™ of 63/100 and a GF Value™ of $31.50 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,609 Banks companies, Golden State Bancorp ranks better than 99.25% on this metric.

Golden State Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Golden State Bancorp has As a regional bank, it has limited exposure to international trade tariffs. Its operations are primarily domestic, reducing vulnerability to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Golden State Bancorp might have Highly Resilient.

Golden State Bancorp  (OTCPK:GSBX) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Golden State Bancorp Tariff Resilience Score Related Terms

GSBX vs PROV, RVSB, OXBC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Golden State Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Golden State Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's Tariff Resilience Score falls into.


GSBX
63GF Score
Golden State Bancorp GSBX
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Golden State Bancorp (GSBX) has a Tariff Resilience Score of 9 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Golden State Bancorp ranks #12 out of 1609 companies in the Banks industry, placing it in the top 0.7%.
Is Golden State Bancorp's Tariff Resilience Score too high?
Golden State Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, Golden State Bancorp ranks #12 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Golden State Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden State Bancorp's Tariff Resilience Score compare to PROV and RVSB?
According to the Banks industry distribution chart, Golden State Bancorp ranks #12 out of 1609 companies for Tariff Resilience Score. This places Golden State Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Golden State Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden State Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Golden State Bancorp (GSBX) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.50, compared to a current price of $38.25 — trading 21.4% above its estimated fair value. The current Tariff Resilience Score is 9. Golden State Bancorp's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Golden State Bancorp (GSBX), the current Tariff Resilience Score is 9 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden State Bancorp (GSBX) Overvalued in 2026?

Based on GuruFocus' analysis, Golden State Bancorp stock appears to be overvalued. The current stock price of $38.25 is trading 21.4% above its estimated GF Value™ of $31.50. GuruFocus considers Golden State Bancorp to be Modestly Overvalued.

Key valuation signals for GSBX:

  • Tariff Resilience Score: 9
  • GF Value™: $31.50 vs. price of $38.25 (21.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the GSBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golden State Bancorp Business Description

Address 500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a bank holding company. Through the Golden State Bank, it functions as a full-service bank, serving the business, commercial, and professional markets. The bank offers various financial products and services such as different types of loans and advances, deposit accounts, cash management services, and international banking services among others.
63GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.25
Price
$31.50
GF Value