GSBX (Golden State Bancorp) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 11, 2026)


GSBX Golden State Bancorp GSBX
63 GF Score
Price $38.35
GF Value $31.60
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Golden State Bancorp 5-Year Yield-on-Cost %?

Golden State Bancorp GSBX 63 5-Year Yield-on-Cost % is 0.00 as of Jul. 11, 2026. GuruFocus rates GSBX with a GF Score™ of 63/100 and a GF Value™ of $31.60 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,253 Banks companies, Golden State Bancorp ranks worse than 79808.38% on this metric.

Golden State Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Golden State Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:



GSBX's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.89
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Golden State Bancorp  (OTCPK:GSBX) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.

Golden State Bancorp 5-Year Yield-on-Cost % Related Terms

GSBX vs PROV, RVSB, OXBC: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Golden State Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Golden State Bancorp 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's 5-Year Yield-on-Cost % falls into.


GSBX
63GF Score
Golden State Bancorp GSBX
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Golden State Bancorp 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Golden State Bancorp is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Golden State Bancorp (GSBX) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Golden State Bancorp and its competitors. According to the industry distribution chart, Golden State Bancorp ranks #999999 out of 1253 companies in the Banks industry.
Is Golden State Bancorp's 5-Year Yield-on-Cost % too high?
Golden State Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Golden State Bancorp ranks #999999 out of 1253 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Golden State Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golden State Bancorp's 5-Year Yield-on-Cost % compare to PROV and RVSB?
According to the Banks industry distribution chart, Golden State Bancorp ranks #999999 out of 1253 companies for 5-Year Yield-on-Cost %. This places Golden State Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Golden State Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golden State Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golden State Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Golden State Bancorp (GSBX) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.60, compared to a current price of $38.35 — trading 21.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Golden State Bancorp's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Golden State Bancorp (GSBX), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golden State Bancorp (GSBX) Overvalued in 2026?

Based on GuruFocus' analysis, Golden State Bancorp stock appears to be overvalued. The current stock price of $38.35 is trading 21.4% above its estimated GF Value™ of $31.60. GuruFocus considers Golden State Bancorp to be Modestly Overvalued.

Key valuation signals for GSBX:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $31.60 vs. price of $38.35 (21.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the GSBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golden State Bancorp Business Description

Address 500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a bank holding company. Through the Golden State Bank, it functions as a full-service bank, serving the business, commercial, and professional markets. The bank offers various financial products and services such as different types of loans and advances, deposit accounts, cash management services, and international banking services among others.
63GF Score

Get the complete analysis for GSBX

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.35
Price
$31.60
GF Value