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Golden State Bancorp (Golden State Bancorp) Scaled Net Operating Assets : 0.11 (As of Sep. 2007)


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What is Golden State Bancorp Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Golden State Bancorp's operating assets for the quarter that ended in Sep. 2007 was $141.55 Mil. Golden State Bancorp's operating liabilities for the quarter that ended in Sep. 2007 was $125.21 Mil. Golden State Bancorp's Total Assets for the quarter that ended in Jun. 2007 was $154.65 Mil. Therefore, Golden State Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2007 was 0.11.


Golden State Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Golden State Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2006 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2006 )
=(Operating Assets (A: Dec. 2006 )-Operating Liabilities (A: Dec. 2006 ))/Total Assets (A: Dec. 2005 )
=(98.528-93.669)/99.839
=0.05

where

Operating Assets(A: Dec. 2006 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=115.065 - 16.537
=98.528

Operating Liabilities(A: Dec. 2006 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=93.669 - 0 - 0
=93.669

Golden State Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2007 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2007 )
=(Operating Assets (Q: Sep. 2007 )-Operating Liabilities (Q: Sep. 2007 ))/Total Assets (Q: Jun. 2007 )
=(141.548-125.206)/154.651
=0.11

where

Operating Assets(Q: Sep. 2007 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=147.705 - 6.157
=141.548

Operating Liabilities(Q: Sep. 2007 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=125.206 - 0 - 0
=125.206

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


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Golden State Bancorp (Golden State Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a state-chartered commercial lending institution specializing in residential/commercial real estate construction and mini-perm lending, and a full array of consumer loans. The company's primary source of revenue is providing loans to customers, who are predominately small and middle-market businesses and individuals.