Shriram Finance (NSE:SHRIRAMFIN) EV-to-OCF: (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SHRIRAMFIN Shriram Finance Ltd NSE:SHRIRAMFIN
74 GF Score
Price ₹1,010.00
GF Value ₹717.64
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Shriram Finance EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Shriram Finance's Enterprise Value is ₹4,134,660 Mil. Shriram Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₹ Mil. Therefore, Shriram Finance's EV-to-OCF for today is .

The historical rank and industry rank for Shriram Finance's EV-to-OCF or its related term are showing as below:

NSE:SHRIRAMFIN' s EV-to-OCF Range Over the Past 10 Years
Min: -31.46   Med: 0   Max: -31.46
Current: -31.46

During the past 13 years, the highest EV-to-OCF of Shriram Finance was -31.46. The lowest was -31.46. And the median was .

NSE:SHRIRAMFIN's EV-to-OCF is ranked better than
85.48% of 551 companies
in the Credit Services industry
Industry Median: -0.6 vs NSE:SHRIRAMFIN: -31.46

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-21), Shriram Finance's stock price is ₹1010.00. Shriram Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹56.630. Therefore, Shriram Finance's PE Ratio (TTM) for today is 17.84.


Shriram Finance  (NSE:SHRIRAMFIN) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Shriram Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1010.00/56.630
=17.84

Shriram Finance's share price for today is ₹1010.00.
Shriram Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹56.630.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Shriram Finance EV-to-OCF Related Terms


Shriram Finance EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Shriram Finance's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shriram Finance EV-to-OCF Chart

Shriram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.21 16.36 25.25 19.02 17.87

Shriram Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

NSE:SHRIRAMFIN vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, Shriram Finance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shriram Finance EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Shriram Finance's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Shriram Finance's EV-to-OCF falls into.


NSE:SHRIRAMFIN
74GF Score
Shriram Finance Ltd NSE:SHRIRAMFIN
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shriram Finance EV-to-OCF Calculation

Shriram Finance's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4134660.284/
=

Shriram Finance's current Enterprise Value is ₹4,134,660 Mil.
Shriram Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹ Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Shriram Finance (NSE:SHRIRAMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued. The current stock price of ₹1,010.00 is trading 40.7% above its estimated GF Value™ of ₹717.64. GuruFocus considers Shriram Finance to be Significantly Overvalued.

Key valuation signals for NSE:SHRIRAMFIN:

  • EV-to-OCF:
  • GF Value™: ₹717.64 vs. price of ₹1,010.00 (40.7% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the NSE:SHRIRAMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shriram Finance Business Description

Other Exchanges 511218:India
Address Wockhardt Towers, West Wing, Level-3, C-2, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400051
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
74GF Score

Get the complete analysis for NSE:SHRIRAMFIN

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,010.00
Price
₹717.64
GF Value