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The historical rank and industry rank for Shriram Finance's FCF Margin % or its related term are showing as below:
NSE:SHRIRAMFIN'
s FCF Margin % Range Over the Past 10 Years
Min: -199.69 Med: -81.83 Max: -30.99
Current: -48.14
During the past 13 years, the highest FCF Margin % of Shriram Finance was -30.99%. The lowest was -199.69%. And the median was -81.83%.
NSE:SHRIRAMFIN's FCF Margin % is ranked worse than 74.34% of 534
companies
in the Credit Services industry
Industry Median: 0.385
vs NSE:SHRIRAMFIN: -48.14
Shriram Finance FCF Margin % Related Terms
Shriram Finance FCF Margin % Historical Data
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The historical data trend for Shriram Finance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SHRIRAMFIN vs V, MA, AXP: FCF Margin % Comparison
For the Credit Services subindustry, Shriram Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shriram Finance FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shriram Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Shriram Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shriram Finance (NSE:SHRIRAMFIN) has a FCF Margin % of 0.00% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shriram Finance and its competitors. According to the industry distribution chart, Shriram Finance ranks #397 out of 534 companies in the Credit Services industry, placing it in the top 74.3%.
Is Shriram Finance's FCF Margin % too high?
Shriram Finance's current FCF Margin % is 0.00%. Based on the distribution chart, Shriram Finance ranks #397 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Shriram Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shriram Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Shriram Finance ranks #397 out of 534 companies for FCF Margin %. This places Shriram Finance in the lower half of its industry. The industry median FCF Margin % is 0.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.39, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shriram Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shriram Finance's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shriram Finance stock overvalued right now?
Based on GuruFocus' analysis, Shriram Finance (NSE:SHRIRAMFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹781.27, compared to a current price of ₹1,027.20 — trading 31.5% above its estimated fair value. The current FCF Margin % is 0.00%. Shriram Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Shriram Finance (NSE:SHRIRAMFIN), the current FCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shriram Finance (NSE:SHRIRAMFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued.
The current stock price of ₹1,027.20 is trading 31.5% above its estimated GF Value™ of ₹781.27.
GuruFocus considers Shriram Finance to be Significantly Overvalued.
Key valuation signals for NSE:SHRIRAMFIN:
FCF Margin %: 0.00%
GF Value™: ₹781.27 vs. price of ₹1,027.20 (31.5% above fair value)
No single metric tells the full story. See the NSE:SHRIRAMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
73GF Score
Get the complete analysis for NSE:SHRIRAMFIN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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