Shriram Finance (NSE:SHRIRAMFIN) Debt-to-Equity: N/A (As of Jun. 2026)

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NSE:SHRIRAMFIN Shriram Finance Ltd NSE:SHRIRAMFIN
73 GF Score
Price ₹1,041.00
GF Value ₹788.81
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Shriram Finance Debt-to-Equity?

Shriram Finance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. Shriram Finance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. Shriram Finance's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹0 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Shriram Finance's Debt-to-Equity or its related term are showing as below:

NSE:SHRIRAMFIN' s Debt-to-Equity Range Over the Past 10 Years
Min: 2.76   Med: 3.58   Max: 5.38
Current: 2.76

During the past 13 years, the highest Debt-to-Equity Ratio of Shriram Finance was 5.38. The lowest was 2.76. And the median was 3.58.

NSE:SHRIRAMFIN's Debt-to-Equity is ranked worse than
68.81% of 452 companies
in the Credit Services industry
Industry Median: 1.24 vs NSE:SHRIRAMFIN: 2.76

Shriram Finance  (NSE:SHRIRAMFIN) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Shriram Finance Debt-to-Equity Related Terms

Shriram Finance Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Shriram Finance's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shriram Finance Debt-to-Equity Chart

Shriram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.56 2.96 3.10 3.17 2.76

Shriram Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 2.78 N/A 2.76 N/A

NSE:SHRIRAMFIN vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, Shriram Finance's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Shriram Finance Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Shriram Finance's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Shriram Finance's Debt-to-Equity falls into.


NSE:SHRIRAMFIN
73GF Score
Shriram Finance Ltd NSE:SHRIRAMFIN
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shriram Finance Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Shriram Finance's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 1819935.6) / 659185.9
=2.76

Shriram Finance's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Shriram Finance (NSE:SHRIRAMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued. The current stock price of ₹1,041.00 is trading 32% above its estimated GF Value™ of ₹788.81. GuruFocus considers Shriram Finance to be Significantly Overvalued.

Key valuation signals for NSE:SHRIRAMFIN:

  • Debt-to-Equity: N/A
  • GF Value™: ₹788.81 vs. price of ₹1,041.00 (32% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the NSE:SHRIRAMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shriram Finance Business Description

Other Exchanges 511218:India
Address Wockhardt Towers, West Wing, Level-3, C-2, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400051
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
73GF Score

Get the complete analysis for NSE:SHRIRAMFIN

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,041.00
Price
₹788.81
GF Value