Shriram Finance (NSE:SHRIRAMFIN) Dividend Payout Ratio: 0.40 (As of Jun. 2026) — 264% Above Median

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NSE:SHRIRAMFIN Shriram Finance Ltd NSE:SHRIRAMFIN
73 GF Score
Price ₹1,044.70
GF Value ₹781.27
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Shriram Finance Dividend Payout Ratio?

Shriram Finance NSE:SHRIRAMFIN +0.37% 73 Dividend Payout Ratio is 0.40 as of Jun. 2026, which is 264% above its 10-year median of 0.11. GuruFocus rates NSE:SHRIRAMFIN with a GF Score™ of 73/100 and a GF Value™ of ₹781.27 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 195 Credit Services companies, Shriram Finance ranks better than 58.97% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Shriram Finance's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.40.

The historical rank and industry rank for Shriram Finance's Dividend Payout Ratio or its related term are showing as below:

NSE:SHRIRAMFIN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.11   Max: 0.26
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of Shriram Finance was 0.26. The lowest was 0.09. And the median was 0.11.

NSE:SHRIRAMFIN's Dividend Payout Ratio is ranked better than
58.97% of 195 companies
in the Credit Services industry
Industry Median: 0.31 vs NSE:SHRIRAMFIN: 0.24

As of today (2026-07-30), the Dividend Yield % of Shriram Finance is 1.03%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Shriram Finance was 2.45%. The lowest was 0.31%. And the median was 1.30%.

Shriram Finance's Dividends per Share for the months ended in Jun. 2026 was ₹6.00.

During the past 12 months, Shriram Finance's average Dividends Per Share Growth Rate was 39.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 37.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 29.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 19.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Shriram Finance was 60.90% per year. The lowest was 2.50% per year. And the median was 12.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Shriram Finance (NSE:SHRIRAMFIN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Shriram Finance Dividend Payout Ratio Related Terms

Shriram Finance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Shriram Finance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shriram Finance Dividend Payout Ratio Chart

Shriram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.09 0.26 0.22 0.15

Shriram Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.24 0.36 0.00 0.40

NSE:SHRIRAMFIN vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Shriram Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Shriram Finance Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Shriram Finance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Shriram Finance's Dividend Payout Ratio falls into.


NSE:SHRIRAMFIN
73GF Score
Shriram Finance Ltd NSE:SHRIRAMFIN
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shriram Finance Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Shriram Finance's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=7.8/ 53.246
=0.15

Shriram Finance's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=6/ 14.843
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.40 mean?
Shriram Finance (NSE:SHRIRAMFIN) has a Dividend Payout Ratio of 0.40 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Shriram Finance and its competitors. This is 264% above median its historical median of 0.11. Over the past decade, Shriram Finance's Dividend Payout Ratio has ranged from 0.09 to 0.26. According to the industry distribution chart, Shriram Finance ranks #80 out of 195 companies in the Credit Services industry, placing it in the top 41%.
Is Shriram Finance's Dividend Payout Ratio too high?
Shriram Finance's current Dividend Payout Ratio of 0.40 is 264% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.26. The Credit Services industry median Dividend Payout Ratio is 0.31. Shriram Finance's value of 0.40 is 29% above this industry median. Based on the distribution chart, Shriram Finance ranks #80 out of 195 companies in the Credit Services industry, which is above the industry midpoint. Overall, Shriram Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shriram Finance's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Shriram Finance ranks #80 out of 195 companies for Dividend Payout Ratio. This puts Shriram Finance in the upper half of its industry. The industry median Dividend Payout Ratio is 0.31. Shriram Finance's value of 0.40 is 29% above this benchmark. Historically, Shriram Finance's own Dividend Payout Ratio has ranged from 0.09 to 0.26 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.31, Shriram Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.31, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shriram Finance's current Dividend Payout Ratio of 0.40 is 29% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Shriram Finance and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shriram Finance's current Dividend Payout Ratio is 0.40, which is 264% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shriram Finance stock overvalued right now?
Based on GuruFocus' analysis, Shriram Finance (NSE:SHRIRAMFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹781.27, compared to a current price of ₹1,044.70 — trading 33.7% above its estimated fair value. The current Dividend Payout Ratio is 0.40, which is 264% above median its 10-year median of 0.11 and 29% above the Credit Services industry median of 0.31. Shriram Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Shriram Finance (NSE:SHRIRAMFIN), the current Dividend Payout Ratio is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shriram Finance (NSE:SHRIRAMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued. The current stock price of ₹1,044.70 is trading 33.7% above its estimated GF Value™ of ₹781.27. GuruFocus considers Shriram Finance to be Significantly Overvalued.

Key valuation signals for NSE:SHRIRAMFIN:

  • Dividend Payout Ratio: 0.40 (264% above median its 10-year median of 0.11)
  • GF Value™: ₹781.27 vs. price of ₹1,044.70 (33.7% above fair value)
  • GF Score™: 73/100 with 6 warning signs
  • Industry Position: 29% above the Credit Services median (#80 of 195)

No single metric tells the full story. See the NSE:SHRIRAMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shriram Finance Business Description

Other Exchanges 511218:India
Address Wockhardt Towers, West Wing, Level-3, C-2, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400051
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
73GF Score

Get the complete analysis for NSE:SHRIRAMFIN

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,044.70
Price
₹781.27
GF Value