Shriram Finance (NSE:SHRIRAMFIN) ROE % Adjusted to Book Value: 7.36% (As of Mar. 2026)


NSE:SHRIRAMFIN Shriram Finance Ltd NSE:SHRIRAMFIN
75 GF Score
Price ₹1,066.80
GF Value ₹767.74
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Shriram Finance ROE % Adjusted to Book Value?

Shriram Finance NSE:SHRIRAMFIN +0.42% 75 ROE % Adjusted to Book Value is 7.36% as of Mar. 2026. GuruFocus rates NSE:SHRIRAMFIN with a GF Score™ of 75/100 and a GF Value™ of ₹767.74 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Shriram Finance's ROE % for the quarter that ended in Mar. 2026 was 18.33%. Shriram Finance's PB Ratio for the quarter that ended in Mar. 2026 was 2.49. Shriram Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.36%.


Shriram Finance ROE % Adjusted to Book Value Related Terms


Shriram Finance ROE % Adjusted to Book Value Historical Data

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The historical data trend for Shriram Finance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shriram Finance ROE % Adjusted to Book Value Chart

Shriram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.64 15.99 8.80 8.32 6.58

Shriram Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.97 0.00 7.99 0.00 7.36

NSE:SHRIRAMFIN vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Shriram Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shriram Finance ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Shriram Finance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Shriram Finance's ROE % Adjusted to Book Value falls into.


NSE:SHRIRAMFIN
75GF Score
Shriram Finance Ltd NSE:SHRIRAMFIN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Shriram Finance ROE % Adjusted to Book Value Calculation

Shriram Finance's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.38% / 2.49
=6.58%

Shriram Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.33% / 2.49
=7.36%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.36% mean?
Shriram Finance (NSE:SHRIRAMFIN) has a ROE % Adjusted to Book Value of 7.36% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Shriram Finance and its competitors.
Is Shriram Finance's ROE % Adjusted to Book Value too high?
Shriram Finance's current ROE % Adjusted to Book Value is 7.36%. Overall, Shriram Finance has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shriram Finance's ROE % Adjusted to Book Value compare to V and MA?
Shriram Finance's ROE % Adjusted to Book Value of 7.36% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Shriram Finance and its competitors. Shriram Finance's current ROE % Adjusted to Book Value is 7.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shriram Finance stock overvalued right now?
Based on GuruFocus' analysis, Shriram Finance (NSE:SHRIRAMFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹767.74, compared to a current price of ₹1,066.80 — trading 39% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.36%. Shriram Finance's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Shriram Finance (NSE:SHRIRAMFIN), the current ROE % Adjusted to Book Value is 7.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shriram Finance (NSE:SHRIRAMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued. The current stock price of ₹1,066.80 is trading 39% above its estimated GF Value™ of ₹767.74. GuruFocus considers Shriram Finance to be Significantly Overvalued.

Key valuation signals for NSE:SHRIRAMFIN:

  • ROE % Adjusted to Book Value: 7.36%
  • GF Value™: ₹767.74 vs. price of ₹1,066.80 (39% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the NSE:SHRIRAMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shriram Finance Business Description

Other Exchanges 511218:India
Address Wockhardt Towers, West Wing, Level-3, C-2, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400051
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
75GF Score

Get the complete analysis for NSE:SHRIRAMFIN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,066.80
Price
₹767.74
GF Value