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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shriram FinanceNSE:SHRIRAMFIN +0.37%73 Dividend Yield % is 1.03% as of Jul. 30, 2026, which is 21% below its 10-year median of 1.30. GuruFocus rates NSE:SHRIRAMFIN with a GF Score™ of 73/100 and a GF Value™ of ₹781.27 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 210 Credit Services companies, Shriram Finance ranks worse than 78.1% on this metric.
As of today (2026-07-30), the Trailing Annual Dividend Yield of Shriram Finance is 1.03%.
The historical rank and industry rank for Shriram Finance's Dividend Yield % or its related term are showing as below:
NSE:SHRIRAMFIN'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.31 Med: 1.3 Max: 2.45
Current: 1.03
During the past 13 years, the highest Dividend Yield of Shriram Finance was 2.45%. The lowest was 0.31%. And the median was 1.30%.
NSE:SHRIRAMFIN's Dividend Yield % is ranked worse than 78.1% of 210
companies
in the Credit Services industry
Industry Median: 3.595
vs NSE:SHRIRAMFIN: 1.03
During the past 12 months, Shriram Finance's average Dividends Per Share Growth Rate was 39.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 37.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 29.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 19.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Shriram Finance was 60.90% per year. The lowest was 2.50% per year. And the median was 12.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Shriram Finance's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SHRIRAMFIN vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Shriram Finance's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shriram Finance Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shriram Finance's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Shriram Finance's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Shriram Finance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 6.000000
2026-07-03
2026-07-03
2026-07-21
Cash Dividend
semi-annually
INR:INR 1.000000
INR 4.800000
2025-11-07
2025-11-07
2025-11-17
Cash Dividend
quarterly
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Shriram Finance's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shriram Finance (NSE:SHRIRAMFIN) has a Dividend Yield % of 1.03% as of Jul. 30, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Shriram Finance and its competitors. This is 21% below median its historical median of 1.30. Over the past decade, Shriram Finance's Dividend Yield % has ranged from 0.31 to 2.45. According to the industry distribution chart, Shriram Finance ranks #164 out of 210 companies in the Credit Services industry, placing it in the top 78.1%.
Is Shriram Finance's Dividend Yield % too high?
Shriram Finance's current Dividend Yield % of 1.03% is 21% below median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 2.45. The Credit Services industry median Dividend Yield % is 3.60. Shriram Finance's value of 1.03% is 71.3% below this industry median. Based on the distribution chart, Shriram Finance ranks #164 out of 210 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Shriram Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shriram Finance's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Shriram Finance ranks #164 out of 210 companies for Dividend Yield %. This places Shriram Finance in the lower half of its industry. The industry median Dividend Yield % is 3.60. Shriram Finance's value of 1.03% is 71.3% below this benchmark. Historically, Shriram Finance's own Dividend Yield % has ranged from 0.31 to 2.45 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 3.60, Shriram Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.60, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shriram Finance's current Dividend Yield % of 1.03% is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Shriram Finance and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shriram Finance's current Dividend Yield % is 1.03%, which is 21% below median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shriram Finance stock overvalued right now?
Based on GuruFocus' analysis, Shriram Finance (NSE:SHRIRAMFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹781.27, compared to a current price of ₹1,044.70 — trading 33.7% above its estimated fair value. The current Dividend Yield % is 1.03%, which is 21% below median its 10-year median of 1.30 and 71.3% below the Credit Services industry median of 3.60. Shriram Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Shriram Finance (NSE:SHRIRAMFIN), the current Dividend Yield % is 1.03% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shriram Finance (NSE:SHRIRAMFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued.
The current stock price of ₹1,044.70 is trading 33.7% above its estimated GF Value™ of ₹781.27.
GuruFocus considers Shriram Finance to be Significantly Overvalued.
Key valuation signals for NSE:SHRIRAMFIN:
Dividend Yield %: 1.03% (21% below median its 10-year median of 1.30)
GF Value™: ₹781.27 vs. price of ₹1,044.70 (33.7% above fair value)
Industry Position: 71.3% below the Credit Services median (#164 of 210)
No single metric tells the full story. See the NSE:SHRIRAMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
73GF Score
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