LIC Housing Finance (BOM:500253) Enterprise Value: ₹2,950,786 Mil (As of Jul. 13, 2026) ***


BOM:500253 LIC Housing Finance Ltd BOM:500253
77 GF Score
Price ₹549.90
GF Value ₹608.54
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance Enterprise Value?

LIC Housing Finance BOM:500253 +1.87% 77 Enterprise Value is ₹2,950,786 Mil as of Jul. 13, 2026. GuruFocus rates BOM:500253 with a GF Score™ of 77/100 and a GF Value™ of ₹608.54 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, LIC Housing Finance's Enterprise Value is ₹2,950,786 Mil. LIC Housing Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹89,580 Mil. Therefore, LIC Housing Finance's EV-to-Revenue ratio for today is 32.94.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, LIC Housing Finance's Enterprise Value is ₹2,950,786 Mil. LIC Housing Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, LIC Housing Finance's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, LIC Housing Finance's Enterprise Value is ₹2,950,786 Mil. LIC Housing Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, LIC Housing Finance's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


LIC Housing Finance  (BOM:500253) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

LIC Housing Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=2950786.196/89579.7
=32.94

LIC Housing Finance's current Enterprise Value is ₹2,950,786 Mil.
LIC Housing Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹89,580 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

LIC Housing Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2950786.196/0
=

LIC Housing Finance's current Enterprise Value is ₹2,950,786 Mil.
LIC Housing Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

LIC Housing Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2950786.196/0
=

LIC Housing Finance's current Enterprise Value is ₹2,950,786 Mil.
LIC Housing Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


LIC Housing Finance Enterprise Value Related Terms


LIC Housing Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance Enterprise Value Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,245,137.85 2,505,721.01 2,748,751.20 2,921,110.41 2,921,110.30

LIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,921,110.41 340,213.97 2,916,716.00 296,813.99 2,921,110.30

BOM:500253 vs RKT, FNMA, PFSI: Enterprise Value Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LIC Housing Finance Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's Enterprise Value falls into.


BOM:500253
77GF Score
LIC Housing Finance Ltd BOM:500253
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LIC Housing Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

LIC Housing Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

LIC Housing Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹2,950,786 Mil mean?
LIC Housing Finance (BOM:500253) has a Enterprise Value of ₹2,950,786 Mil as of Jul. 13, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on LIC Housing Finance and its competitors.
Is LIC Housing Finance's Enterprise Value too high?
LIC Housing Finance's current Enterprise Value is ₹2,950,786 Mil. Overall, LIC Housing Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's Enterprise Value compare to RKT and FNMA?
LIC Housing Finance's Enterprise Value of ₹2,950,786 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on LIC Housing Finance and its competitors. LIC Housing Finance's current Enterprise Value is ₹2,950,786 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (BOM:500253) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹608.54, compared to a current price of ₹549.90 — trading 9.6% below its estimated fair value. The current Enterprise Value is ₹2,950,786 Mil. LIC Housing Finance's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For LIC Housing Finance (BOM:500253), the current Enterprise Value is ₹2,950,786 Mil as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (BOM:500253) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹549.90 is trading 9.6% below its estimated GF Value™ of ₹608.54. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:500253:

  • Enterprise Value: ₹2,950,786 Mil
  • GF Value™: ₹608.54 vs. price of ₹549.90 (9.6% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LIC Housing Finance Business Description

Other Exchanges LICHSGFIN:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
77GF Score

Get the complete analysis for BOM:500253

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹549.90
Price
₹608.54
GF Value