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Interest Expense is the amount reported by a company or individual as an expense for borrowed money. LIC Housing Finance's interest expense for the
three
months ended in Jun. 2026 was ₹ 0 Mil.
Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. LIC Housing Finance's Operating Income for the
three
months ended in Jun. 2026 was ₹ 17,348 Mil. LIC Housing Finance's Interest Expense for the
three
months ended in Jun. 2026 was ₹ 0 Mil.
LIC Housing Finance did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.
LIC Housing Finance's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as
LIC Housing Finance had no long-term debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The higher the ratio, the stronger the company's financial strength is.
LIC Housing Finance Interest Expense Historical Data
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The historical data trend for LIC Housing Finance's Interest Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Interest Expense is the amount reported by a company or individual as an expense for borrowed money.
Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIC Housing Finance (BOM:500253) has a Interest Expense of ₹0 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on LIC Housing Finance and its competitors.
Is LIC Housing Finance's Interest Expense too high?
LIC Housing Finance's current Interest Expense is ₹0 Mil. Overall, LIC Housing Finance has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's Interest Expense compare to RKT and FNMA?
LIC Housing Finance's Interest Expense of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on LIC Housing Finance and its competitors. LIC Housing Finance's current Interest Expense is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (BOM:500253) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹462.15, compared to a current price of ₹567.25 — trading 22.7% above its estimated fair value. The current Interest Expense is ₹0 Mil. LIC Housing Finance's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For LIC Housing Finance (BOM:500253), the current Interest Expense is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LIC Housing Finance (BOM:500253) Overvalued in 2026?
Based on GuruFocus' analysis, LIC Housing Finance stock appears to be overvalued.
The current stock price of ₹567.25 is trading 22.7% above its estimated GF Value™ of ₹462.15.
GuruFocus considers LIC Housing Finance to be Modestly Overvalued.
Key valuation signals for BOM:500253:
Interest Expense: ₹0 Mil
GF Value™: ₹462.15 vs. price of ₹567.25 (22.7% above fair value)
No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LIC Housing Finance Ltd is an Indian housing finance company that provides long-term loans to individuals for purchasing, constructing, or renovating residential properties. It also offers loans against existing property for business or personal needs, and financing to professionals for clinics, nursing homes, diagnostic centres, and office spaces. The company lends to builders and developers constructing residential units for sale, and provides project and corporate financing. Its primary customers are salaried and self-employed individuals, professionals, and real estate developers across India. LIC Housing Finance operates through a network of branches and marketing offices throughout the country, with its parent insurer Life Insurance Corporation of India as a major shareholder. Revenue is generated primarily through interest income on housing and non-housing loans, along with fees and other charges, funded largely through borrowings from banks, bonds, and other sources.
67GF Score
Get the complete analysis for BOM:500253
Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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