LIC Housing Finance (BOM:500253) OCF Yield %: -28.15 (As of Jul. 13, 2026)


BOM:500253 LIC Housing Finance Ltd BOM:500253
77 GF Score
Price ₹549.90
GF Value ₹608.54
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance OCF Yield %?

LIC Housing Finance BOM:500253 +1.87% 77 OCF Yield % is -28.15 as of Jul. 13, 2026. GuruFocus rates BOM:500253 with a GF Score™ of 77/100 and a GF Value™ of ₹608.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, LIC Housing Finance ranks worse than 89.89% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, LIC Housing Finance's Trailing 12-Month Cash Flow from Operations is ₹0 Mil, and Market Cap is ₹302,067 Mil. Therefore, LIC Housing Finance's OCF Yield % for today is -28.15%.

The historical rank and industry rank for LIC Housing Finance's OCF Yield % or its related term are showing as below:

BOM:500253' s OCF Yield % Range Over the Past 10 Years
Min: -28.15   Med: 0   Max: -28.15
Current: -28.15


During the past 13 years, the highest OCF Yield % of LIC Housing Finance was -28.15%. The lowest was -28.15%. And the median was %.

BOM:500253's OCF Yield % is ranked worse than
89.89% of 1504 companies
in the Banks industry
Industry Median: 9.23 vs BOM:500253: -28.15

LIC Housing Finance's OCF Margin % for the quarter that ended in Mar. 2026 was %.


LIC Housing Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


LIC Housing Finance OCF Yield % Related Terms


LIC Housing Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance OCF Yield % Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -84.65 -108.58 -21.28 -54.76 -31.22

LIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:500253 vs RKT, FNMA, PFSI: OCF Yield % Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LIC Housing Finance OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's OCF Yield % falls into.


BOM:500253
77GF Score
LIC Housing Finance Ltd BOM:500253
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LIC Housing Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

LIC Housing Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-85038.3 / 272391.1976
=-31.22%

LIC Housing Finance's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 272391.1976
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -28.15 mean?
LIC Housing Finance (BOM:500253) has a OCF Yield % of -28.15 as of Jul. 13, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on LIC Housing Finance and its competitors. According to the industry distribution chart, LIC Housing Finance ranks #1352 out of 1504 companies in the Banks industry, placing it in the top 89.9%.
Is LIC Housing Finance's OCF Yield % too high?
LIC Housing Finance's current OCF Yield % is -28.15. Based on the distribution chart, LIC Housing Finance ranks #1352 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LIC Housing Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's OCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, LIC Housing Finance ranks #1352 out of 1504 companies for OCF Yield %. This places LIC Housing Finance in the lower half of its industry. The industry median OCF Yield % is 9.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on LIC Housing Finance and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LIC Housing Finance's current OCF Yield % is -28.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (BOM:500253) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹608.54, compared to a current price of ₹549.90 — trading 9.6% below its estimated fair value. The current OCF Yield % is -28.15. LIC Housing Finance's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For LIC Housing Finance (BOM:500253), the current OCF Yield % is -28.15 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (BOM:500253) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹549.90 is trading 9.6% below its estimated GF Value™ of ₹608.54. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:500253:

  • OCF Yield %: -28.15
  • GF Value™: ₹608.54 vs. price of ₹549.90 (9.6% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LIC Housing Finance Business Description

Other Exchanges LICHSGFIN:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
77GF Score

Get the complete analysis for BOM:500253

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹549.90
Price
₹608.54
GF Value