LIC Housing Finance (BOM:500253) FCF Yield %: -28.62 (As of Jul. 07, 2026)


BOM:500253 LIC Housing Finance Ltd BOM:500253
76 GF Score
Price ₹543.20
GF Value ₹608.08
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance FCF Yield %?

LIC Housing Finance BOM:500253 -0.98% 76 FCF Yield % is -28.62 as of Jul. 07, 2026. GuruFocus rates BOM:500253 with a GF Score™ of 76/100 and a GF Value™ of ₹608.08 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, LIC Housing Finance ranks worse than 89.03% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, LIC Housing Finance's Trailing 12-Month Free Cash Flow is ₹-85,559 Mil, and Market Cap is ₹298,987 Mil. Therefore, LIC Housing Finance's FCF Yield % for today is -28.62%.

The historical rank and industry rank for LIC Housing Finance's FCF Yield % or its related term are showing as below:

BOM:500253' s FCF Yield % Range Over the Past 10 Years
Min: -28.62   Med: 0   Max: 0
Current: -28.62


BOM:500253's FCF Yield % is ranked worse than
89.03% of 1504 companies
in the Banks industry
Industry Median: 8.06 vs BOM:500253: -28.62

LIC Housing Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


LIC Housing Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


LIC Housing Finance FCF Yield % Related Terms


LIC Housing Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance FCF Yield % Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -84.83 -108.94 -21.39 -54.99 -31.41

LIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:500253 vs RKT, FNMA, PFSI: FCF Yield % Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LIC Housing Finance FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's FCF Yield % falls into.


BOM:500253
76GF Score
LIC Housing Finance Ltd BOM:500253
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LIC Housing Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

LIC Housing Finance's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-85558.6 / 272391.1976
=-31.41%

LIC Housing Finance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 272391.1976
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -28.62 mean?
LIC Housing Finance (BOM:500253) has a FCF Yield % of -28.62 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on LIC Housing Finance and its competitors. According to the industry distribution chart, LIC Housing Finance ranks #1339 out of 1504 companies in the Banks industry, placing it in the top 89%.
Is LIC Housing Finance's FCF Yield % too high?
LIC Housing Finance's current FCF Yield % is -28.62. Based on the distribution chart, LIC Housing Finance ranks #1339 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LIC Housing Finance has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, LIC Housing Finance ranks #1339 out of 1504 companies for FCF Yield %. This places LIC Housing Finance in the lower half of its industry. The industry median FCF Yield % is 8.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.06, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on LIC Housing Finance and its competitors. For the Banks industry, the median FCF Yield % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LIC Housing Finance's current FCF Yield % is -28.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (BOM:500253) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹608.08, compared to a current price of ₹543.20 — trading 10.7% below its estimated fair value. The current FCF Yield % is -28.62. LIC Housing Finance's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For LIC Housing Finance (BOM:500253), the current FCF Yield % is -28.62 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (BOM:500253) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹543.20 is trading 10.7% below its estimated GF Value™ of ₹608.08. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:500253:

  • FCF Yield %: -28.62
  • GF Value™: ₹608.08 vs. price of ₹543.20 (10.7% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LIC Housing Finance Business Description

Other Exchanges LICHSGFIN:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
76GF Score

Get the complete analysis for BOM:500253

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹543.20
Price
₹608.08
GF Value