LIC Housing Finance (BOM:500253) Dividend Payout Ratio: (As of Jun. 2026)

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BOM:500253 LIC Housing Finance Ltd BOM:500253
70 GF Score
Price ₹548.90
GF Value ₹463.62
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is LIC Housing Finance Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. LIC Housing Finance's Dividend Payout Ratio for the months ended in Jun. 2026 was .

The historical rank and industry rank for LIC Housing Finance's Dividend Payout Ratio or its related term are showing as below:

BOM:500253' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.14   Max: 0.2
Current: 0.1

During the past 13 years, the highest Dividend Payout Ratio of LIC Housing Finance was 0.20. The lowest was 0.09. And the median was 0.14.

BOM:500253's Dividend Payout Ratio is ranked better than
93.8% of 1161 companies
in the Banks industry
Industry Median: 0.32 vs BOM:500253: 0.10

As of today (2026-09-21), the Dividend Yield % of LIC Housing Finance is 1.82%.

During the past 13 years, the highest Trailing Annual Dividend Yield of LIC Housing Finance was 3.48%. The lowest was 1.07%. And the median was 1.85%.

LIC Housing Finance's Dividends per Share for the months ended in Jun. 2026 was ₹.

During the past 12 months, LIC Housing Finance's average Dividends Per Share Growth Rate was 11.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of LIC Housing Finance was 71.00% per year. The lowest was -15.70% per year. And the median was 8.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

LIC Housing Finance (BOM:500253) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

LIC Housing Finance Dividend Payout Ratio Related Terms

LIC Housing Finance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance Dividend Payout Ratio Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.16 0.10 0.10 0.10

LIC Housing Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.36 -

BOM:500253 vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LIC Housing Finance Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's Dividend Payout Ratio falls into.


BOM:500253
70GF Score
LIC Housing Finance Ltd BOM:500253
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LIC Housing Finance Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

LIC Housing Finance's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=10/ 101.87323997433
=0.10

LIC Housing Finance's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=/ 25.158736362926
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is LIC Housing Finance (BOM:500253) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be overvalued. The current stock price of ₹548.90 is trading 18.4% above its estimated GF Value™ of ₹463.62. GuruFocus considers LIC Housing Finance to be Modestly Overvalued.

Key valuation signals for BOM:500253:

  • Dividend Payout Ratio:
  • GF Value™: ₹463.62 vs. price of ₹548.90 (18.4% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LIC Housing Finance Business Description

Other Exchanges LICHSGFIN:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
70GF Score

Get the complete analysis for BOM:500253

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹548.90
Price
₹463.62
GF Value