LIC Housing Finance (BOM:500253) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 29, 2026)


BOM:500253 LIC Housing Finance Ltd BOM:500253
71 GF Score
Price ₹560.70
GF Value ₹606.97
Valuation Fairly Valued
! 2 Warning Signs
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What is LIC Housing Finance Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), LIC Housing Finance's Predictability Rank is 5-Stars. LIC Housing Finance's intrinsic value calculated from the Discounted FCF model is ₹1387.18 and current share price is ₹560.70. Consequently,

LIC Housing Finance's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

BOM:500253 vs RKT, FNMA, PFSI: Margin of Safety % (DCF FCF Based) Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LIC Housing Finance Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's Margin of Safety % (DCF FCF Based) falls into.


BOM:500253
71GF Score
LIC Housing Finance Ltd BOM:500253
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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LIC Housing Finance Margin of Safety % (DCF FCF Based) Calculation

LIC Housing Finance's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-1444.25-560.70)/-1444.25
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is LIC Housing Finance (BOM:500253) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹560.70 is trading 7.6% below its estimated GF Value™ of ₹606.97. GuruFocus considers LIC Housing Finance to be Fairly Valued.

Key valuation signals for BOM:500253:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₹606.97 vs. price of ₹560.70 (7.6% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LIC Housing Finance Business Description

Other Exchanges LICHSGFIN:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
71GF Score

Get the complete analysis for BOM:500253

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹560.70
Price
₹606.97
GF Value