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LIC Housing Finance (BOM:500253) Cyclically Adjusted PB Ratio : (As of May. 06, 2025)


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What is LIC Housing Finance Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


LIC Housing Finance Cyclically Adjusted PB Ratio Historical Data

The historical data trend for LIC Housing Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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LIC Housing Finance Cyclically Adjusted PB Ratio Chart

LIC Housing Finance Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Cyclically Adjusted PB Ratio
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LIC Housing Finance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
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Competitive Comparison of LIC Housing Finance's Cyclically Adjusted PB Ratio

For the Mortgage Finance subindustry, LIC Housing Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LIC Housing Finance's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's Cyclically Adjusted PB Ratio falls into.


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LIC Housing Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

LIC Housing Finance's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, LIC Housing Finance's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0/158.3229*158.3229
=0.000

Current CPI (Dec. 2024) = 158.3229.

LIC Housing Finance Quarterly Data

Book Value per Share CPI Adj_Book
200603 32.060 45.521 111.505
200703 36.788 48.581 119.889
200803 43.667 52.407 131.920
200903 53.281 56.615 149.000
201003 72.532 65.030 176.587
201103 88.308 70.768 197.563
201203 113.149 76.889 232.987
201303 129.460 85.687 239.202
201403 150.316 91.425 260.306
201503 156.145 97.163 254.432
201603 182.589 102.518 281.979
201703 251.141 105.196 377.974
201803 283.579 109.786 408.949
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 323.599 118.202 433.437
201906 0.000 120.880 0.000
201909 341.647 123.175 439.136
201912 0.000 126.235 0.000
202003 361.923 124.705 459.490
202006 0.000 127.000 0.000
202009 393.878 130.118 479.257
202012 0.000 130.889 0.000
202103 408.222 131.771 490.481
202106 0.000 134.084 0.000
202109 424.211 135.847 494.397
202112 0.000 138.161 0.000
202203 449.964 138.822 513.173
202206 0.000 142.347 0.000
202209 463.992 144.661 507.811
202212 0.000 145.763 0.000
202303 494.210 146.865 532.768
202306 0.000 150.280 0.000
202309 531.307 151.492 555.264
202312 0.000 152.924 0.000
202403 572.238 153.035 592.013
202406 0.000 155.789 0.000
202409 611.053 157.882 612.759
202412 0.000 158.323 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


LIC Housing Finance  (BOM:500253) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


LIC Housing Finance Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of LIC Housing Finance's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


LIC Housing Finance Business Description

Traded in Other Exchanges
Address
131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.

LIC Housing Finance Headlines

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