LIC Housing Finance (BOM:500253) ROE % Adjusted to Book Value: 21.83% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOM:500253 LIC Housing Finance Ltd BOM:500253
72 GF Score
Price ₹550.15
GF Value ₹608.77
Valuation Modestly Undervalued
! 2 Warning Signs
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What is LIC Housing Finance ROE % Adjusted to Book Value?

LIC Housing Finance BOM:500253 -0.05% 72 ROE % Adjusted to Book Value is 21.83% as of Mar. 2026. GuruFocus rates BOM:500253 with a GF Score™ of 72/100 and a GF Value™ of ₹608.77 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LIC Housing Finance's ROE % for the quarter that ended in Mar. 2026 was 14.41%. LIC Housing Finance's PB Ratio for the quarter that ended in Mar. 2026 was 0.66. LIC Housing Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 21.83%.


LIC Housing Finance ROE % Adjusted to Book Value Related Terms


LIC Housing Finance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for LIC Housing Finance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LIC Housing Finance ROE % Adjusted to Book Value Chart

LIC Housing Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.60 16.61 15.18 18.88 21.83

LIC Housing Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.78 0.00 17.30 0.00 21.83

BOM:500253 vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, LIC Housing Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LIC Housing Finance ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, LIC Housing Finance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where LIC Housing Finance's ROE % Adjusted to Book Value falls into.


BOM:500253
72GF Score
LIC Housing Finance Ltd BOM:500253
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LIC Housing Finance ROE % Adjusted to Book Value Calculation

LIC Housing Finance's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.41% / 0.66
=21.83%

LIC Housing Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.41% / 0.66
=21.83%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 21.83% mean?
LIC Housing Finance (BOM:500253) has a ROE % Adjusted to Book Value of 21.83% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on LIC Housing Finance and its competitors.
Is LIC Housing Finance's ROE % Adjusted to Book Value too high?
LIC Housing Finance's current ROE % Adjusted to Book Value is 21.83%. Overall, LIC Housing Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's ROE % Adjusted to Book Value compare to RKT and FNMA?
LIC Housing Finance's ROE % Adjusted to Book Value of 21.83% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on LIC Housing Finance and its competitors. LIC Housing Finance's current ROE % Adjusted to Book Value is 21.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (BOM:500253) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹608.77, compared to a current price of ₹550.15 — trading 9.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 21.83%. LIC Housing Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For LIC Housing Finance (BOM:500253), the current ROE % Adjusted to Book Value is 21.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LIC Housing Finance (BOM:500253) Overvalued in 2026?

Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued. The current stock price of ₹550.15 is trading 9.6% below its estimated GF Value™ of ₹608.77. GuruFocus considers LIC Housing Finance to be Modestly Undervalued.

Key valuation signals for BOM:500253:

  • ROE % Adjusted to Book Value: 21.83%
  • GF Value™: ₹608.77 vs. price of ₹550.15 (9.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LIC Housing Finance Business Description

Other Exchanges LICHSGFIN:India
Address 131 Maker Tower, F Premises, 13th Floor, Cuffe Parade, Mumbai, MH, IND, 400 005
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
72GF Score

Get the complete analysis for BOM:500253

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹550.15
Price
₹608.77
GF Value