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LIC Housing FinanceBOM:500253 -3.33%72 PS Ratio is 3.26 as of Aug. 03, 2026, which is 13% below its 10-year median of 3.74. GuruFocus rates BOM:500253 with a GF Score™ of 72/100 and a GF Value™ of ₹600.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, LIC Housing Finance ranks worse than 54.92% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, LIC Housing Finance's share price is ₹523.05.
LIC Housing Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹160.58. Hence, LIC Housing Finance's PS Ratio for today is 3.26.
Good Sign:
LIC Housing Finance Ltd stock PS Ratio (=3.26) is close to 3-year low of 3.03.
The historical rank and industry rank for LIC Housing Finance's PS Ratio or its related term are showing as below:
BOM:500253'
s PS Ratio Range Over the Past 10 Years
Min: 2.17 Med: 3.74 Max: 27.71
Current: 3.26
During the past 13 years, LIC Housing Finance's highest PS Ratio was 27.71. The lowest was 2.17. And the median was 3.74.
BOM:500253's PS Ratio is ranked worse than 54.92% of 1515
companies
in the Banks industry
Industry Median: 3.06
vs BOM:500253: 3.26
LIC Housing Finance Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of LIC Housing Finance was 3.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 11.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 10.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.50% per year.
During the past 13 years, LIC Housing Finance's highest 3-Year average Revenue per Share Growth Rate was 32.50% per year. The lowest was -24.10% per year. And the median was 12.90% per year.
LIC Housing Finance (BOM:500253) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
LIC Housing Finance PS Ratio Related Terms
LIC Housing Finance PS Ratio Historical Data
* Premium members only.
The historical data trend for LIC Housing Finance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:500253 vs RKT, FNMA, PFSI: PS Ratio Comparison
For the Mortgage Finance subindustry, LIC Housing Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LIC Housing Finance PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, LIC Housing Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where LIC Housing Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
LIC Housing Finance's Share Price of today is ₹523.05. LIC Housing Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹160.58.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
LIC Housing Finance (BOM:500253) has a PS Ratio of 3.26 as of Aug. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on LIC Housing Finance and its competitors. This is 13% below median its historical median of 3.74. Over the past decade, LIC Housing Finance's PS Ratio has ranged from 2.17 to 27.71. According to the industry distribution chart, LIC Housing Finance ranks #832 out of 1515 companies in the Banks industry, placing it in the top 54.9%.
Is LIC Housing Finance's PS Ratio too high?
LIC Housing Finance's current PS Ratio of 3.26 is 13% below median its 10-year median of 3.74. Over the past 10 years, this metric has ranged from a low of 2.17 to a high of 27.71. The Banks industry median PS Ratio is 3.06. LIC Housing Finance's value of 3.26 is 6.5% above this industry median. Based on the distribution chart, LIC Housing Finance ranks #832 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, LIC Housing Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LIC Housing Finance's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, LIC Housing Finance ranks #832 out of 1515 companies for PS Ratio. This places LIC Housing Finance in the lower half of its industry. The industry median PS Ratio is 3.06. LIC Housing Finance's value of 3.26 is 6.5% above this benchmark. Historically, LIC Housing Finance's own PS Ratio has ranged from 2.17 to 27.71 over the past decade. While the company's 10-year median is 3.74 vs. the industry median of 3.06, LIC Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LIC Housing Finance's current PS Ratio of 3.26 is 6.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on LIC Housing Finance and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LIC Housing Finance's current PS Ratio is 3.26, which is 13% below median its own 10-year median of 3.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LIC Housing Finance stock overvalued right now?
Based on GuruFocus' analysis, LIC Housing Finance (BOM:500253) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹600.01, compared to a current price of ₹523.05 — trading 12.8% below its estimated fair value. The current PS Ratio is 3.26, which is 13% below median its 10-year median of 3.74 and 6.5% above the Banks industry median of 3.06. LIC Housing Finance's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For LIC Housing Finance (BOM:500253), the current PS Ratio is 3.26 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LIC Housing Finance (BOM:500253) Overvalued in 2026?
Based on GuruFocus' analysis, LIC Housing Finance stock appears to be undervalued.
The current stock price of ₹523.05 is trading 12.8% below its estimated GF Value™ of ₹600.01.
GuruFocus considers LIC Housing Finance to be Modestly Undervalued.
Key valuation signals for BOM:500253:
PS Ratio: 3.26 (13% below median its 10-year median of 3.74)
GF Value™: ₹600.01 vs. price of ₹523.05 (12.8% below fair value)
Industry Position: 6.5% above the Banks median (#832 of 1515)
No single metric tells the full story. See the BOM:500253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.
72GF Score
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