FPBC (First Pacific Bancorp) Enterprise Value: $52.43 Mil (As of Jun. 26, 2026) ***


FPBC First Pacific Bancorp FPBC
59 GF Score
Price $6.00
GF Value $6.53
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is First Pacific Bancorp Enterprise Value?

First Pacific Bancorp FPBC 59 Enterprise Value is $52.43 Mil as of Jun. 26, 2026. GuruFocus rates FPBC with a GF Score™ of 59/100 and a GF Value™ of $6.53 (Fairly Valued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, First Pacific Bancorp's Enterprise Value is $52.43 Mil. First Pacific Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $16.87 Mil. Therefore, First Pacific Bancorp's EV-to-Revenue ratio for today is 3.11.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, First Pacific Bancorp's Enterprise Value is $52.43 Mil. First Pacific Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, First Pacific Bancorp's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, First Pacific Bancorp's Enterprise Value is $52.43 Mil. First Pacific Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, First Pacific Bancorp's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


First Pacific Bancorp  (OTCPK:FPBC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

First Pacific Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=52.431/16.872
=3.11

First Pacific Bancorp's current Enterprise Value is $52.43 Mil.
First Pacific Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.87 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

First Pacific Bancorp's EV-to-OCF for today is:


First Pacific Bancorp's current Enterprise Value is $52.43 Mil.
First Pacific Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

First Pacific Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=52.431/0
=

First Pacific Bancorp's current Enterprise Value is $52.43 Mil.
First Pacific Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Pacific Bancorp Enterprise Value Related Terms


First Pacific Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for First Pacific Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Pacific Bancorp Enterprise Value Chart

First Pacific Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial -33.97 91.09 66.08 57.20 45.34

First Pacific Bancorp Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.50 72.33 68.01 45.34 48.71

FPBC vs FBPI, WVFC, ECLP: Enterprise Value Comparison

For the Banks - Regional subindustry, First Pacific Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Pacific Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's Enterprise Value falls into.


FPBC
59GF Score
First Pacific Bancorp FPBC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Pacific Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

First Pacific Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

First Pacific Bancorp's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $52.43 Mil mean?
First Pacific Bancorp (FPBC) has a Enterprise Value of $52.43 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Pacific Bancorp and its competitors.
Is First Pacific Bancorp's Enterprise Value too high?
First Pacific Bancorp's current Enterprise Value is $52.43 Mil. Overall, First Pacific Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's Enterprise Value compare to FBPI and WVFC?
First Pacific Bancorp's Enterprise Value of $52.43 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Pacific Bancorp and its competitors. First Pacific Bancorp's current Enterprise Value is $52.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Fairly Valued. The stock's GF Value™ is $6.53, compared to a current price of $6.00 — trading 8.1% below its estimated fair value. The current Enterprise Value is $52.43 Mil. First Pacific Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current Enterprise Value is $52.43 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 8.1% below its estimated GF Value™ of $6.53. GuruFocus considers First Pacific Bancorp to be Fairly Valued.

Key valuation signals for FPBC:

  • Enterprise Value: $52.43 Mil
  • GF Value™: $6.53 vs. price of $6.00 (8.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
59GF Score

Get the complete analysis for FPBC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.53
GF Value