FPBC (First Pacific Bancorp) Net Loan: $327.93 Mil (As of Mar. 2026)


FPBC First Pacific Bancorp FPBC
57 GF Score
Price $7.28
GF Value $6.53
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Pacific Bancorp Net Loan?

First Pacific Bancorp FPBC 57 Net Loan is $327.93 Mil as of Mar. 2026. GuruFocus rates FPBC with a GF Score™ of 57/100 and a GF Value™ of $6.53 (Modestly Overvalued). The stock has 6 warning signs investors should review.

First Pacific Bancorp's quarterly net loan declined from Sep. 2025 ($316.81 Mil) to Dec. 2025 ($316.75 Mil) but then increased from Dec. 2025 ($316.75 Mil) to Mar. 2026 ($327.93 Mil).

First Pacific Bancorp's annual net loan increased from Dec. 2023 ($272.09 Mil) to Dec. 2024 ($316.75 Mil) and increased from Dec. 2024 ($316.75 Mil) to Dec. 2025 ($327.93 Mil).

First Pacific Bancorp Net Loan Historical Data

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The historical data trend for First Pacific Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Pacific Bancorp Net Loan Chart

First Pacific Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 87.12 203.00 272.09 274.20 316.75

First Pacific Bancorp Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 290.88 308.71 316.81 316.75 327.93
FPBC
57GF Score
First Pacific Bancorp FPBC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First Pacific Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $327.93 Mil mean?
First Pacific Bancorp (FPBC) has a Net Loan of $327.93 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on First Pacific Bancorp and its competitors.
Is First Pacific Bancorp's Net Loan too high?
First Pacific Bancorp's current Net Loan is $327.93 Mil. Overall, First Pacific Bancorp has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's Net Loan compare to BAFN and MNBO?
First Pacific Bancorp's Net Loan of $327.93 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Pacific Bancorp and its competitors. First Pacific Bancorp's current Net Loan is $327.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.53, compared to a current price of $7.28 — trading 11.5% above its estimated fair value. The current Net Loan is $327.93 Mil. First Pacific Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current Net Loan is $327.93 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be overvalued. The current stock price of $7.28 is trading 11.5% above its estimated GF Value™ of $6.53. GuruFocus considers First Pacific Bancorp to be Modestly Overvalued.

Key valuation signals for FPBC:

  • Net Loan: $327.93 Mil
  • GF Value™: $6.53 vs. price of $7.28 (11.5% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
57GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.28
Price
$6.53
GF Value