First Pacific Bancorp (First Pacific Bancorp) Capital Adequacy Tier - Tier 1 Ratio % : 0.00% (As of . 20)

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What is First Pacific Bancorp Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

First Pacific Bancorp's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2016 was 15.61% , which is higher than 0.00% for the pervious year ended in . 20.

The historical rank and industry rank for First Pacific Bancorp's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

FPBC's Capital Adequacy Tier - Tier 1 Ratio % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

First Pacific Bancorp Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for First Pacific Bancorp's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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First Pacific Bancorp Capital Adequacy Tier - Tier 1 Ratio % Chart

First Pacific Bancorp Annual Data

Trend

Dec16

Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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First Pacific Bancorp (OTCPK:FPBC) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %

Tier 1 Capital

Total Risk Weighted Assets

First Pacific Bancorp (OTCPK:FPBC) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.

First Pacific Bancorp Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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First Pacific Bancorp (First Pacific Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Pacific Bancorp (OTCPK:FPBC) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %

Comparable Companies

Traded in Other Exchanges

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Address

16011 E. Whittier Boulevard, Whittier, CA, USA, 90603

Website

https://www.firstpacbank.com

First Pacific Bancorp is engaged in the banking business , it is a relationship-focused bank that offers custom financial solutions for individuals and businesses. It offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.