FPBC (First Pacific Bancorp) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


FPBC First Pacific Bancorp FPBC
59 GF Score
Price $6.00
GF Value $6.53
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is First Pacific Bancorp Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

First Pacific Bancorp's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FPBC vs FBPI, WVFC, ECLP: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, First Pacific Bancorp's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Pacific Bancorp Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's Margin of Safety % (DCF Earnings Based) falls into.


FPBC
59GF Score
First Pacific Bancorp FPBC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 8.1% below its estimated GF Value™ of $6.53. GuruFocus considers First Pacific Bancorp to be Fairly Valued.

Key valuation signals for FPBC:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $6.53 vs. price of $6.00 (8.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
59GF Score

Get the complete analysis for FPBC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.53
GF Value