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First Pacific Bancorp (First Pacific Bancorp) Liabilities-to-Assets : 0.65 (As of Sep. 2007)


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What is First Pacific Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. First Pacific Bancorp's Total Liabilities for the quarter that ended in Sep. 2007 was $27.16 Mil. First Pacific Bancorp's Total Assets for the quarter that ended in Sep. 2007 was $41.54 Mil. Therefore, First Pacific Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 was 0.65.


First Pacific Bancorp Liabilities-to-Assets Historical Data

The historical data trend for First Pacific Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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First Pacific Bancorp Liabilities-to-Assets Chart

First Pacific Bancorp Annual Data
Trend
Liabilities-to-Assets

First Pacific Bancorp Quarterly Data
Mar07 Jun07 Sep07
Liabilities-to-Assets 0.55 0.61 0.65

Competitive Comparison of First Pacific Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, First Pacific Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Pacific Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's Liabilities-to-Assets falls into.



First Pacific Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

First Pacific Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in . 20 is calculated as:

Liabilities-to-Assets (A: . 20 )=Total Liabilities/Total Assets
=/
=N/A

First Pacific Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 is calculated as

Liabilities-to-Assets (Q: Sep. 2007 )=Total Liabilities/Total Assets
=27.155/41.541
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Pacific Bancorp  (OTCPK:FPBC) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


First Pacific Bancorp Liabilities-to-Assets Related Terms

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First Pacific Bancorp (First Pacific Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
16011 E. Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business , it is a relationship-focused bank that offers custom financial solutions for individuals and businesses. It offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.

First Pacific Bancorp (First Pacific Bancorp) Headlines

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