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FPBC (First Pacific Bancorp) Debt-to-Equity : 1.02 (As of Dec. 2024)


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What is First Pacific Bancorp Debt-to-Equity?

First Pacific Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.00 Mil. First Pacific Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $40.00 Mil. First Pacific Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $39.15 Mil. First Pacific Bancorp's debt to equity for the quarter that ended in Dec. 2024 was 1.02.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for First Pacific Bancorp's Debt-to-Equity or its related term are showing as below:

FPBC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.61   Med: 1.01   Max: 1.96
Current: 1.02

During the past 7 years, the highest Debt-to-Equity Ratio of First Pacific Bancorp was 1.96. The lowest was 0.61. And the median was 1.01.

FPBC's Debt-to-Equity is ranked worse than
66.78% of 1448 companies
in the Banks industry
Industry Median: 0.63 vs FPBC: 1.02

First Pacific Bancorp Debt-to-Equity Historical Data

The historical data trend for First Pacific Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Pacific Bancorp Debt-to-Equity Chart

First Pacific Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial 1.00 0.61 1.96 N/A 1.02

First Pacific Bancorp Quarterly Data
Mar07 Jun07 Sep07 Dec18 Dec19 Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 1.33 0.92 1.30 1.02

Competitive Comparison of First Pacific Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, First Pacific Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Pacific Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's Debt-to-Equity falls into.


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First Pacific Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

First Pacific Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

First Pacific Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Pacific Bancorp  (OTCPK:FPBC) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


First Pacific Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of First Pacific Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


First Pacific Bancorp Business Description

Traded in Other Exchanges
N/A
Address
16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.

First Pacific Bancorp Headlines

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