First Pacific Bancorp (First Pacific Bancorp) Cash-to-Debt : No Debt ⁽¹⁾ (As of Sep. 2007)

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What is First Pacific Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. First Pacific Bancorp's cash to debt ratio for the quarter that ended in Sep. 2007 was No Debt ⁽¹⁾.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, First Pacific Bancorp could pay off its debt using the cash in hand for the quarter that ended in Sep. 2007.

(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for First Pacific Bancorp's Cash-to-Debt or its related term are showing as below:

FPBC's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.28
* Ranked among companies with meaningful Cash-to-Debt only.

First Pacific Bancorp Cash-to-Debt Historical Data

The historical data trend for First Pacific Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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First Pacific Bancorp Cash-to-Debt Chart

First Pacific Bancorp Annual Data

Trend

Cash-to-Debt

First Pacific Bancorp Quarterly Data
	Mar07	Jun07	Sep07
Cash-to-Debt	No Debt	No Debt	No Debt

Competitive Comparison of First Pacific Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, First Pacific Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Pacific Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Pacific Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where First Pacific Bancorp's Cash-to-Debt falls into.

First Pacific Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

First Pacific Bancorp's Cash to Debt Ratio for the fiscal year that ended in . 20 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

First Pacific Bancorp's Cash to Debt Ratio for the quarter that ended in Sep. 2007 is calculated as:

First Pacific Bancorp had no debt ⁽¹⁾.

First Pacific Bancorp (OTCPK:FPBC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

First Pacific Bancorp Cash-to-Debt Related Terms

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First Pacific Bancorp (First Pacific Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Pacific Bancorp (OTCPK:FPBC) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

16011 E. Whittier Boulevard, Whittier, CA, USA, 90603

Website

https://www.firstpacbank.com

First Pacific Bancorp is engaged in the banking business , it is a relationship-focused bank that offers custom financial solutions for individuals and businesses. It offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.