FPBC (First Pacific Bancorp) Interest Expense: $-8.26 Mil (TTM As of Mar. 2026)


FPBC First Pacific Bancorp FPBC
59 GF Score
Price $6.00
GF Value $6.53
Valuation Fairly Valued
! 2 Warning Signs
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What is First Pacific Bancorp Interest Expense?

First Pacific Bancorp FPBC 59 Interest Expense is $-8.26 Mil as of Mar. 2026. GuruFocus rates FPBC with a GF Score™ of 59/100 and a GF Value™ of $6.53 (Fairly Valued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. First Pacific Bancorp's interest expense for the three months ended in Mar. 2026 was $ -1.96 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-8.26 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. First Pacific Bancorp's Operating Income for the three months ended in Mar. 2026 was $ Mil. First Pacific Bancorp's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

First Pacific Bancorp Interest Expense Historical Data

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The historical data trend for First Pacific Bancorp's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Pacific Bancorp Interest Expense Chart

First Pacific Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -0.56 -0.96 -7.19 -8.81 -8.34

First Pacific Bancorp Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.03 -2.02 -2.16 -2.13 -1.96
FPBC
59GF Score
First Pacific Bancorp FPBC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Pacific Bancorp Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-8.26 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-8.26 Mil mean?
First Pacific Bancorp (FPBC) has a Interest Expense of $-8.26 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Pacific Bancorp and its competitors.
Is First Pacific Bancorp's Interest Expense too high?
First Pacific Bancorp's current Interest Expense is $-8.26 Mil. Overall, First Pacific Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's Interest Expense compare to FBPI and WVFC?
First Pacific Bancorp's Interest Expense of $-8.26 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Pacific Bancorp and its competitors. First Pacific Bancorp's current Interest Expense is $-8.26 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Fairly Valued. The stock's GF Value™ is $6.53, compared to a current price of $6.00 — trading 8.1% below its estimated fair value. The current Interest Expense is $-8.26 Mil. First Pacific Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current Interest Expense is $-8.26 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be undervalued. The current stock price of $6.00 is trading 8.1% below its estimated GF Value™ of $6.53. GuruFocus considers First Pacific Bancorp to be Fairly Valued.

Key valuation signals for FPBC:

  • Interest Expense: $-8.26 Mil
  • GF Value™: $6.53 vs. price of $6.00 (8.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
59GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.00
Price
$6.53
GF Value