FPBC (First Pacific Bancorp) Research & Development: $0.00 Mil (TTM As of Mar. 2026)

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FPBC First Pacific Bancorp FPBC
52 GF Score
Price $8.00
GF Value $6.52
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Pacific Bancorp Research & Development?

First Pacific Bancorp FPBC +0.63% 52 Research & Development is $0.00 Mil as of Mar. 2026. GuruFocus rates FPBC with a GF Score™ of 52/100 and a GF Value™ of $6.52 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. First Pacific Bancorp's Research & Development for the three months ended in Mar. 2026 was $0.00 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.

First Pacific Bancorp  (OTCPK:FPBC) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

First Pacific Bancorp Research & Development Related Terms

First Pacific Bancorp Research & Development Historical Data

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The historical data trend for First Pacific Bancorp's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Pacific Bancorp Research & Development Chart

First Pacific Bancorp Annual Data
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First Pacific Bancorp Quarterly Data
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FPBC
52GF Score
First Pacific Bancorp FPBC
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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First Pacific Bancorp Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $0.00 Mil mean?
First Pacific Bancorp (FPBC) has a Research & Development of $0.00 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on First Pacific Bancorp and its competitors.
Is First Pacific Bancorp's Research & Development too high?
First Pacific Bancorp's current Research & Development is $0.00 Mil. Overall, First Pacific Bancorp has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Pacific Bancorp's Research & Development compare to GBNY and WOBK?
First Pacific Bancorp's Research & Development of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on First Pacific Bancorp and its competitors. First Pacific Bancorp's current Research & Development is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Pacific Bancorp (FPBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.52, compared to a current price of $8.00 — trading 22.7% above its estimated fair value. The current Research & Development is $0.00 Mil. First Pacific Bancorp's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For First Pacific Bancorp (FPBC), the current Research & Development is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Pacific Bancorp (FPBC) Overvalued in 2026?

Based on GuruFocus' analysis, First Pacific Bancorp stock appears to be overvalued. The current stock price of $8.00 is trading 22.7% above its estimated GF Value™ of $6.52. GuruFocus considers First Pacific Bancorp to be Modestly Overvalued.

Key valuation signals for FPBC:

  • Research & Development: $0.00 Mil
  • GF Value™: $6.52 vs. price of $8.00 (22.7% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the FPBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Pacific Bancorp Business Description

Address 16011 E Whittier Boulevard, Whittier, CA, USA, 90603
First Pacific Bancorp is engaged in the banking business. The bank offers custom financial solutions for individuals and businesses. The bank offers services such as mobile banking, consumer loans, personal online banking, personal savings and checking plans, business professional services, cash management services, and additional financial services, among others. Its principal source of revenue is providing loans to customers, who are small and middle-market businesses and individuals.
52GF Score

Get the complete analysis for FPBC

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.00
Price
$6.52
GF Value