Banco De Chile (FRA:G4RA) Enterprise Value: €27,489 Mil (As of Jul. 05, 2026) ***


FRA:G4RA Banco De Chile FRA:G4RA
67 GF Score
Price €34.00
GF Value €21.39
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Banco De Chile Enterprise Value?

Banco De Chile FRA:G4RA +1.19% 67 Enterprise Value is €27,489 Mil as of Jul. 05, 2026. GuruFocus rates FRA:G4RA with a GF Score™ of 67/100 and a GF Value™ of €21.39 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Banco De Chile's Enterprise Value is €27,489 Mil. Banco De Chile's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €2,754 Mil. Therefore, Banco De Chile's EV-to-Revenue ratio for today is 9.98.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Banco De Chile's Enterprise Value is €27,489 Mil. Banco De Chile's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €-562 Mil. Therefore, Banco De Chile's EV-to-OCF ratio for today is -48.88.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Banco De Chile's Enterprise Value is €27,489 Mil. Banco De Chile's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-634 Mil. Therefore, Banco De Chile's EV-to-FCF ratio for today is -43.39.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Banco De Chile  (FRA:G4RA) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Banco De Chile's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=27489.280/2753.685
=9.98

Banco De Chile's current Enterprise Value is €27,489 Mil.
Banco De Chile's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2,754 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Banco De Chile's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=27489.280/-562.424
=-48.88

Banco De Chile's current Enterprise Value is €27,489 Mil.
Banco De Chile's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-562 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Banco De Chile's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=27489.280/-633.508
=-43.39

Banco De Chile's current Enterprise Value is €27,489 Mil.
Banco De Chile's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-634 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banco De Chile Enterprise Value Related Terms


Banco De Chile Enterprise Value Historical Data

* Premium members only.

The historical data trend for Banco De Chile's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile Enterprise Value Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12,110.82 16,978.94 17,143.79 19,424.21 25,642.81

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20,641.27 21,560.57 22,842.91 25,642.81 25,810.72

FRA:G4RA vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Banco De Chile's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Chile Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Banco De Chile's Enterprise Value falls into.


FRA:G4RA
67GF Score
Banco De Chile FRA:G4RA
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco De Chile Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Banco De Chile's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Banco De Chile's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €27,489 Mil mean?
Banco De Chile (FRA:G4RA) has a Enterprise Value of €27,489 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banco De Chile and its competitors.
Is Banco De Chile's Enterprise Value too high?
Banco De Chile's current Enterprise Value is €27,489 Mil. Overall, Banco De Chile has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's Enterprise Value compare to PNC and USB?
Banco De Chile's Enterprise Value of €27,489 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banco De Chile and its competitors. Banco De Chile's current Enterprise Value is €27,489 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.39, compared to a current price of €34.00 — trading 59% above its estimated fair value. The current Enterprise Value is €27,489 Mil. Banco De Chile's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current Enterprise Value is €27,489 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €34.00 is trading 59% above its estimated GF Value™ of €21.39. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • Enterprise Value: €27,489 Mil
  • GF Value™: €21.39 vs. price of €34.00 (59% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
67GF Score

Get the complete analysis for FRA:G4RA

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.00
Price
€21.39
GF Value