Banco De Chile (FRA:G4RA) PEG Ratio: 1.55 (As of Jul. 12, 2026) — 12% Above Median


FRA:G4RA Banco De Chile FRA:G4RA
70 GF Score
Price €34.60
GF Value €21.30
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Banco De Chile PEG Ratio?

Banco De Chile FRA:G4RA +0.58% 70 PEG Ratio is 1.55 as of Jul. 12, 2026, which is 12% above its 10-year median of 1.39. GuruFocus rates FRA:G4RA with a GF Score™ of 70/100 and a GF Value™ of €21.30 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,230 Banks companies, Banco De Chile ranks worse than 50.98% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banco De Chile's PE Ratio without NRI is 16.78. Banco De Chile's 5-Year Book Value growth rate is 10.80%. Therefore, Banco De Chile's PEG Ratio for today is 1.55.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Banco De Chile's PEG Ratio or its related term are showing as below:

FRA:G4RA' s PEG Ratio Range Over the Past 10 Years
Min: 0.57   Med: 1.39   Max: 3.13
Current: 1.57


During the past 13 years, Banco De Chile's highest PEG Ratio was 3.13. The lowest was 0.57. And the median was 1.39.


FRA:G4RA's PEG Ratio is ranked worse than
50.98% of 1230 companies
in the Banks industry
Industry Median: 1.535 vs FRA:G4RA: 1.57

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Banco De Chile  (FRA:G4RA) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Banco De Chile PEG Ratio Related Terms


Banco De Chile PEG Ratio Historical Data

* Premium members only.

The historical data trend for Banco De Chile's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile PEG Ratio Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 0.68 0.72 0.81 1.50

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 1.07 1.19 1.50 1.68

FRA:G4RA vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Banco De Chile's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Chile PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Banco De Chile's PEG Ratio falls into.


FRA:G4RA
70GF Score
Banco De Chile FRA:G4RA
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco De Chile PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Banco De Chile's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=16.779825412221/10.80
=1.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.55 mean?
Banco De Chile (FRA:G4RA) has a PEG Ratio of 1.55 as of Jul. 12, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco De Chile and its competitors. This is 12% above median its historical median of 1.39. Over the past decade, Banco De Chile's PEG Ratio has ranged from 0.57 to 3.13. According to the industry distribution chart, Banco De Chile ranks #627 out of 1230 companies in the Banks industry, placing it in the top 51%.
Is Banco De Chile's PEG Ratio too high?
Banco De Chile's current PEG Ratio of 1.55 is 12% above median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 3.13. The Banks industry median PEG Ratio is 1.54. Banco De Chile's value of 1.55 is 1% above this industry median. Based on the distribution chart, Banco De Chile ranks #627 out of 1230 companies in the Banks industry, which is below the industry midpoint. Overall, Banco De Chile has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco De Chile ranks #627 out of 1230 companies for PEG Ratio. This places Banco De Chile in the lower half of its industry. The industry median PEG Ratio is 1.54. Banco De Chile's value of 1.55 is 1% above this benchmark. Historically, Banco De Chile's own PEG Ratio has ranged from 0.57 to 3.13 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 1.54, Banco De Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco De Chile's current PEG Ratio of 1.55 is 1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco De Chile and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Chile's current PEG Ratio is 1.55, which is 12% above median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.30, compared to a current price of €34.60 — trading 62.4% above its estimated fair value. The current PEG Ratio is 1.55, which is 12% above median its 10-year median of 1.39 and 1% above the Banks industry median of 1.54. Banco De Chile's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current PEG Ratio is 1.55 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €34.60 is trading 62.4% above its estimated GF Value™ of €21.30. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • PEG Ratio: 1.55 (12% above median its 10-year median of 1.39)
  • GF Value™: €21.30 vs. price of €34.60 (62.4% above fair value)
  • GF Score™: 70/100 with 9 warning signs
  • Industry Position: 1% above the Banks median (#627 of 1230)

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
70GF Score

Get the complete analysis for FRA:G4RA

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.60
Price
€21.30
GF Value