Banco De Chile (FRA:G4RA) EPS (Basic): €2.05 (TTM As of Mar. 2026)


FRA:G4RA Banco De Chile FRA:G4RA
66 GF Score
Price €33.20
GF Value €21.03
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco De Chile EPS (Basic)?

Banco De Chile FRA:G4RA -2.35% 66 EPS (Basic) is €2.05 as of Mar. 2026. GuruFocus rates FRA:G4RA with a GF Score™ of 66/100 and a GF Value™ of €21.03 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Banco De Chile's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €0.50. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.05.

Banco De Chile's EPS (Diluted) for the three months ended in Mar. 2026 was €0.50. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.05.

Banco De Chile's EPS without NRI for the three months ended in Mar. 2026 was €0.51. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 2.06.

During the past 12 months, Banco De Chile's average EPS without NRIGrowth Rate was -12.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was -6.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 18.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 11.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Banco De Chile's highest 3-Year average EPS without NRI Growth Rate was 50.80% per year. The lowest was -10.80% per year. And the median was 8.60% per year.

Banco De Chile  (FRA:G4RA) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Banco De Chile EPS (Basic) Related Terms

Banco De Chile EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Banco De Chile's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile EPS (Basic) Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.18 3.10 2.85 2.40 2.19

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.56 0.52 0.48 0.50
FRA:G4RA
66GF Score
Banco De Chile FRA:G4RA
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco De Chile EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Banco De Chile's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1107.663-0)/505.085
=2.19

Banco De Chile's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(254.576-0)/505.085
=0.50

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €2.05 mean?
Banco De Chile (FRA:G4RA) has a EPS (Basic) of €2.05 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banco De Chile and its competitors.
Is Banco De Chile's EPS (Basic) too high?
Banco De Chile's current EPS (Basic) is €2.05. Overall, Banco De Chile has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's EPS (Basic) compare to PNC and USB?
Banco De Chile's EPS (Basic) of €2.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Banco De Chile and its competitors. Banco De Chile's current EPS (Basic) is €2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.03, compared to a current price of €33.20 — trading 57.9% above its estimated fair value. The current EPS (Basic) is €2.05. Banco De Chile's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current EPS (Basic) is €2.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €33.20 is trading 57.9% above its estimated GF Value™ of €21.03. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • EPS (Basic): €2.05
  • GF Value™: €21.03 vs. price of €33.20 (57.9% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
66GF Score

Get the complete analysis for FRA:G4RA

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.20
Price
€21.03
GF Value