Banco De Chile (FRA:G4RA) Interest Expense: €-1,233 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:G4RA Banco De Chile FRA:G4RA
70 GF Score
Price €34.40
GF Value €21.28
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Banco De Chile Interest Expense?

Banco De Chile FRA:G4RA -2.27% 70 Interest Expense is €-1,233 Mil as of Mar. 2026. GuruFocus rates FRA:G4RA with a GF Score™ of 70/100 and a GF Value™ of €21.28 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Banco De Chile's interest expense for the three months ended in Mar. 2026 was € -216 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-1,233 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Banco De Chile's Operating Income for the three months ended in Mar. 2026 was € Mil. Banco De Chile's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Banco De Chile Interest Expense Historical Data

* Premium members only.

The historical data trend for Banco De Chile's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile Interest Expense Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -848.17 -2,381.26 -2,223.90 -1,559.97 -1,251.65

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -233.56 -231.45 -220.96 -565.27 -215.52
FRA:G4RA
70GF Score
Banco De Chile FRA:G4RA
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco De Chile Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1,233 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-1,233 Mil mean?
Banco De Chile (FRA:G4RA) has a Interest Expense of €-1,233 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Banco De Chile and its competitors.
Is Banco De Chile's Interest Expense too high?
Banco De Chile's current Interest Expense is €-1,233 Mil. Overall, Banco De Chile has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's Interest Expense compare to PNC and USB?
Banco De Chile's Interest Expense of €-1,233 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Banco De Chile and its competitors. Banco De Chile's current Interest Expense is €-1,233 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.28, compared to a current price of €34.40 — trading 61.7% above its estimated fair value. The current Interest Expense is €-1,233 Mil. Banco De Chile's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current Interest Expense is €-1,233 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €34.40 is trading 61.7% above its estimated GF Value™ of €21.28. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • Interest Expense: €-1,233 Mil
  • GF Value™: €21.28 vs. price of €34.40 (61.7% above fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
70GF Score

Get the complete analysis for FRA:G4RA

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.40
Price
€21.28
GF Value