Banco De Chile (FRA:G4RA) Long-Term Debt: €12,640 Mil (As of Mar. 2026)

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FRA:G4RA Banco De Chile FRA:G4RA
70 GF Score
Price €36.00
GF Value €21.37
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Banco De Chile Long-Term Debt?

Banco De Chile FRA:G4RA +1.69% 70 Long-Term Debt is €12,640 Mil as of Mar. 2026. GuruFocus rates FRA:G4RA with a GF Score™ of 70/100 and a GF Value™ of €21.37 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Banco De Chile's Long-Term Debt for the quarter that ended in Mar. 2026 was €12,640 Mil.

Banco De Chile's quarterly Long-Term Debt declined from Sep. 2025 (€12,389 Mil) to Dec. 2025 (€12,320 Mil) but then increased from Dec. 2025 (€12,320 Mil) to Mar. 2026 (€12,640 Mil).

Banco De Chile's annual Long-Term Debt declined from Dec. 2023 (€11,948 Mil) to Dec. 2024 (€11,506 Mil) but then increased from Dec. 2024 (€11,506 Mil) to Dec. 2025 (€12,320 Mil).

Banco De Chile  (FRA:G4RA) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Banco De Chile Long-Term Debt Related Terms

Banco De Chile Long-Term Debt Historical Data

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The historical data trend for Banco De Chile's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile Long-Term Debt Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,450.48 11,163.33 11,947.95 11,505.93 12,319.92

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,291.18 11,777.99 12,388.94 12,319.92 12,639.78
FRA:G4RA
70GF Score
Banco De Chile FRA:G4RA
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €12,640 Mil mean?
Banco De Chile (FRA:G4RA) has a Long-Term Debt of €12,640 Mil as of Mar. 2026.
Is Banco De Chile's Long-Term Debt too high?
Banco De Chile's current Long-Term Debt is €12,640 Mil. Overall, Banco De Chile has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's Long-Term Debt compare to PNC and USB?
Banco De Chile's Long-Term Debt of €12,640 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Banco De Chile's current Long-Term Debt is €12,640 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.37, compared to a current price of €36.00 — trading 68.5% above its estimated fair value. The current Long-Term Debt is €12,640 Mil. Banco De Chile's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current Long-Term Debt is €12,640 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €36.00 is trading 68.5% above its estimated GF Value™ of €21.37. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • Long-Term Debt: €12,640 Mil
  • GF Value™: €21.37 vs. price of €36.00 (68.5% above fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
70GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.00
Price
€21.37
GF Value