Banco De Chile (FRA:G4RA) FCF Yield %: -4.03 (As of Jul. 03, 2026)


FRA:G4RA Banco De Chile FRA:G4RA
67 GF Score
Price €33.60
GF Value €21.24
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Banco De Chile FCF Yield %?

Banco De Chile FRA:G4RA -2.33% 67 FCF Yield % is -4.03 as of Jul. 03, 2026. GuruFocus rates FRA:G4RA with a GF Score™ of 67/100 and a GF Value™ of €21.24 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,505 Banks companies, Banco De Chile ranks worse than 78.34% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Banco De Chile's Trailing 12-Month Free Cash Flow is €-634 Mil, and Market Cap is €16,971 Mil. Therefore, Banco De Chile's FCF Yield % for today is -4.03%.

The historical rank and industry rank for Banco De Chile's FCF Yield % or its related term are showing as below:

FRA:G4RA' s FCF Yield % Range Over the Past 10 Years
Min: -74.53   Med: 7.13   Max: 46.8
Current: -4.03


During the past 13 years, the highest FCF Yield % of Banco De Chile was 46.80%. The lowest was -74.53%. And the median was 7.13%.

FRA:G4RA's FCF Yield % is ranked worse than
78.34% of 1505 companies
in the Banks industry
Industry Median: 8.15 vs FRA:G4RA: -4.03

Banco De Chile's FCF Margin % for the quarter that ended in Mar. 2026 was -26.24%.


Banco De Chile FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banco De Chile FCF Yield % Related Terms


Banco De Chile FCF Yield % Historical Data

* Premium members only.

The historical data trend for Banco De Chile's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile FCF Yield % Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.23 0.57 16.66 32.48 4.36

Banco De Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.39 13.16 -33.82 5.30 -4.80

FRA:G4RA vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Banco De Chile's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Chile FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Banco De Chile's FCF Yield % falls into.


FRA:G4RA
67GF Score
Banco De Chile FRA:G4RA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco De Chile FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Banco De Chile's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=699.664 / 16061.703
=4.36%

Banco De Chile's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-185.515 * 4 / 15455.601
=-4.80%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -4.03 mean?
Banco De Chile (FRA:G4RA) has a FCF Yield % of -4.03 as of Jul. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco De Chile and its competitors. According to the industry distribution chart, Banco De Chile ranks #1179 out of 1505 companies in the Banks industry, placing it in the top 78.3%.
Is Banco De Chile's FCF Yield % too high?
Banco De Chile's current FCF Yield % is -4.03. Based on the distribution chart, Banco De Chile ranks #1179 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco De Chile has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco De Chile ranks #1179 out of 1505 companies for FCF Yield %. This places Banco De Chile in the lower half of its industry. The industry median FCF Yield % is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Banco De Chile and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Chile's current FCF Yield % is -4.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.24, compared to a current price of €33.60 — trading 58.2% above its estimated fair value. The current FCF Yield % is -4.03. Banco De Chile's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current FCF Yield % is -4.03 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €33.60 is trading 58.2% above its estimated GF Value™ of €21.24. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • FCF Yield %: -4.03
  • GF Value™: €21.24 vs. price of €33.60 (58.2% above fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
67GF Score

Get the complete analysis for FRA:G4RA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.60
Price
€21.24
GF Value