Banco De Chile (FRA:G4RA) Margin of Safety % (DCF Dividends Based): 34.51% (As of Jul. 12, 2026)


FRA:G4RA Banco De Chile FRA:G4RA
70 GF Score
Price €34.60
GF Value €21.30
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Banco De Chile Margin of Safety % (DCF Dividends Based)?

Banco De Chile FRA:G4RA +0.58% 70 Margin of Safety % (DCF Dividends Based) is 34.51% as of Jul. 12, 2026. GuruFocus rates FRA:G4RA with a GF Score™ of 70/100 and a GF Value™ of €21.30 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-12), Banco De Chile's Predictability Rank is 3.5-Stars. Banco De Chile's intrinsic value calculated from the Discounted Dividend model is €32.46 and current share price is €34.60. Consequently,

Banco De Chile's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 34.51%.

FRA:G4RA vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Banco De Chile's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco De Chile Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Banco De Chile's Margin of Safety % (DCF Dividends Based) falls into.


FRA:G4RA
70GF Score
Banco De Chile FRA:G4RA
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco De Chile Margin of Safety % (DCF Dividends Based) Calculation

Banco De Chile's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(52.83-34.60)/52.83
=34.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 34.51% mean?
Banco De Chile (FRA:G4RA) has a Margin of Safety % (DCF Dividends Based) of 34.51% as of Jul. 12, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banco De Chile.
Is Banco De Chile's Margin of Safety % (DCF Dividends Based) too high?
Banco De Chile's current Margin of Safety % (DCF Dividends Based) is 34.51%. Overall, Banco De Chile has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's Margin of Safety % (DCF Dividends Based) compare to PNC and USB?
Banco De Chile's Margin of Safety % (DCF Dividends Based) of 34.51% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banco De Chile. Banco De Chile's current Margin of Safety % (DCF Dividends Based) is 34.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.30, compared to a current price of €34.60 — trading 62.4% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 34.51%. Banco De Chile's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current Margin of Safety % (DCF Dividends Based) is 34.51% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (FRA:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €34.60 is trading 62.4% above its estimated GF Value™ of €21.30. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for FRA:G4RA:

  • Margin of Safety % (DCF Dividends Based): 34.51%
  • GF Value™: €21.30 vs. price of €34.60 (62.4% above fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
70GF Score

Get the complete analysis for FRA:G4RA

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.60
Price
€21.30
GF Value